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First Option Bank · Transaction accounts
Retirement Access
First Option Bank's Retirement Access is a transaction account. The figures are the ones First Option Bank publishes under the Consumer Data Right today. The advertised rate last moved on 2 June 2026, up from 3.25% to 3.50%.
Advertised rate
3.50%
headline tier
Tiers
3
current rate rows
Last moved
+0.25pp
2 June 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (3)
| Tier | Rate |
|---|---|
| Variable, up to $5,000RETIREMENT ACCESS_Tier_1 | 0.05% |
| Variable, $5,000 to $50,000RETIREMENT ACCESS_Tier_2 | 3.25% |
| Variable, $50,000 and overRETIREMENT ACCESS_Tier_3 | 3.50% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Bank@post wdlper transaction | $3 |
| EFTPOS feeper transaction | $0.50 |
| Membership admin feerecurring | $5 |
| Overseas ATM wdlper transaction | $3.50 |
| Paper stat feerecurring | $2.50 |
| Staff assist feeper transaction | $5 |
| CARDREPLACEMENTwhen it happens | $7.50 |
| Chargeback disputewhen it happens | $30 |
| Dormantrecurring | $75 |
| Ibtemplimitwhen it happens | $10 |
| Overseas ATM wdlper transaction | $3.50 |
| Paper stat feerecurring | $2.50 |
Other First Option Bank transaction accounts
Save Account 5.05%S11 Retirement Access 3.25%Cash Management 3.00%Super Cash Hub 0.75%Business Cash Hub 0.50%Bills Account 0.50%Special Purpose 0.50%Spend Account 0.05%
Get an email the morning First Option Bank moves this rate.
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