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First Option Bank · Transaction accounts
S11 Retirement Access
First Option Bank's S11 Retirement Access is a transaction account. The figures are the ones First Option Bank publishes under the Consumer Data Right today. The advertised rate last moved on 16 April 2026, up from 3.00% to 3.25%.
Advertised rate
3.25%
headline tier
Tiers
3
current rate rows
Last moved
+0.25pp
16 April 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (3)
| Tier | Rate |
|---|---|
| Variable, up to $5,000S11 RETIREMENT ACCESS_Tier_1 | 0.05% |
| Variable, $5,000 to $50,000S11 RETIREMENT ACCESS_Tier_2 | 3.00% |
| Variable, $50,000 and overS11 RETIREMENT ACCESS_Tier_3 | 3.25% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Bank@post wdlper transaction | $3 |
| EFTPOS feeper transaction | $0.50 |
| Membership admin feerecurring | $5 |
| Overseas ATM wdlper transaction | $3.50 |
| Paper stat feerecurring | $2.50 |
| Staff assist feeper transaction | $5 |
| Dormantrecurring | $75 |
| Ibtemplimitwhen it happens | $10 |
| CARDREPLACEMENTwhen it happens | $7.50 |
| Chargeback disputewhen it happens | $30 |
| VISACOPYTRANVOUCHERwhen it happens | $30 |
| VISAEMERGCANCELDENIEDwhen it happens | $50 |
Other First Option Bank transaction accounts
Save Account 5.05%Retirement Access 3.50%Cash Management 3.00%Super Cash Hub 0.75%Business Cash Hub 0.50%Bills Account 0.50%Special Purpose 0.50%Spend Account 0.05%
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