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Gateway Bank · Home loans
Allium Money Essentials IO
Gateway Bank's Allium Money Essentials IO is a home loan. The figures are the ones Gateway Bank publishes under the Consumer Data Right today. The advertised rate last moved on 13 October 2026, up from 6.09% to 6.34%.
Advertised rate
6.34%
headline tier
Comparison rate
6.34%
as published
Last moved
+0.25pp
13 October 2026
Advertised rate, last 30 days. Between 6.09% and 6.34% over the last 30 days.
Every current rate (1)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, Interest only, LVR up to 80% | 6.34% | 6.34% |
Rate moves, last 30 days
- 13 October 2026: Variable, Owner occupier, Interest only, LVR up to 80% lifted 0.25pp, from 6.09% to 6.34%.
Published fees
| Fee | Amount |
|---|---|
| Cheque Withdrawal Feewhen it happens | $10 |
| OTC Withdrawal Feeper transaction | $4 |
| QuickDebit Dishonour Feewhen it happens | $15 |
| Split Feeupfront | $99 |
| Switch Feewhen it happens | $150 |
Other Gateway Bank home loans
Green Plus Home Loan 6.10%Low Rate Essentials 6.14%Allium Money Essentials 6.19%Allium Money Premium 6.24%Premium Package 6.24%Green Home Loan 6.35%Allium Premium 1Yr Fixed 6.52%Allium Money Premium IO 6.54%Premium Package 1Yr Fixed 6.54%Allium Premium 2Yr Fixed 6.57%Green Plus Home Loan IO 6.59%Premium Package 2Yr Fixed 6.59%
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