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Green Plus Home Loan IO
Gateway Bank's Green Plus Home Loan IO is a home loan open only to a stated occupation, employer or membership. The figures are the ones Gateway Bank publishes under the Consumer Data Right today. The advertised rate last moved on 13 October 2026, up from 6.34% to 6.59%.
Advertised rate
6.59%
headline tier
Comparison rate
6.87%
as published
Last moved
+0.25pp
13 October 2026
Advertised rate, last 30 days. Between 6.34% and 6.59% over the last 30 days.
Every current rate (1)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, Interest only, LVR up to 80% | 6.59% | 6.87% |
Rate moves, last 30 days
- 13 October 2026: Variable, Owner occupier, Interest only, LVR up to 80% lifted 0.25pp, from 6.34% to 6.59%.
Published fees
| Fee | Amount |
|---|---|
| Annual Home Loan Feerecurring: Payable at settlement and then again on each anniversary | $299 |
| Discharge Fee - First Securityon exit: Discharge Fee - First Security | $300 |
| Discharge Fee - Per Additional Securityon exit: Discharge Fee - Per Additional Security | $95 |
| Establishment Feeupfront: Nil for Green Home Loan Products | $0 |
| Legal Feeupfront: Nil for Green Home Loan Products | $0 |
| Valuation Feeupfront: Nil 1st Valuation then $325 Payable if valuation required per property Applies to standard single residential dwellings to $1 million in Metro locations and | $0 |
| Additional Valuation Feewhen it happens: Nil for Green Home Loan Products | $0 |
| Split Loan Account Feeupfront: Two loan accounts (i.e. | $0 |
| Mortgage Registration Feeupfront: Government charges at cost | $0 |
| Construction Progress Inspection Feewhen it happens: Payable if an inspection is undertaken during the construction period | $150 |
| Construction Additional Progress Payment Feewhen it happens: Payable from the 6th draw down (after the first 5 progress draw downs) | $150 |
| Construction Final Inspection Feewhen it happens: Payable when inspection/valuation is undertaken at final draw down | $325 |
Other Gateway Bank home loans
Green Plus Home Loan 6.10%Low Rate Essentials 6.14%Allium Money Essentials 6.19%Allium Money Premium 6.24%Premium Package 6.24%Allium Money Essentials IO 6.34%Green Home Loan 6.35%Allium Premium 1Yr Fixed 6.52%Allium Money Premium IO 6.54%Premium Package 1Yr Fixed 6.54%Allium Premium 2Yr Fixed 6.57%Premium Package 2Yr Fixed 6.59%
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