Lenders › Gateway Bank › Premium Package
Gateway Bank · Home loans
Premium Package
Gateway Bank's Premium Package is a home loan. The figures are the ones Gateway Bank publishes under the Consumer Data Right today. The advertised rate last moved on 13 October 2026, up from 5.99% to 6.24%.
Advertised rate
6.24%
headline tier
Comparison rate
6.52%
as published
Last moved
+0.25pp
13 October 2026
Advertised rate, last 30 days. Between 5.99% and 6.24% over the last 30 days.
Every current rate (7)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I, LVR up to 50% | 6.24% | 6.52% |
| Variable, Owner occupier, P&I, LVR 50 to 60% | 6.24% | 6.52% |
| Variable, Owner occupier, P&I, LVR 60 to 70% | 6.29% | 6.57% |
| Variable, Owner occupier, P&I, LVR 70 to 75% | 6.29% | 6.57% |
| Variable, Owner occupier, P&I, LVR 75 to 80% | 6.54% | 6.82% |
| Variable, Owner occupier, P&I, LVR 80 to 85% | 6.63% | 6.91% |
| Variable, Owner occupier, P&I, LVR 85 to 95% | 6.79% | 7.07% |
Rate moves, last 30 days
- 15 October 2026: Variable, Owner occupier, P&I, LVR 75 to 80% lifted 0.01pp, from 6.53% to 6.54%.
- 13 October 2026: Variable, Owner occupier, P&I, LVR 75 to 80% lifted 0.24pp, from 6.29% to 6.53%.
- 13 October 2026: 6 tiers lifted 0.25pp; the lowest, Variable, Owner occupier, P&I, LVR up to 50%, from 5.99% to 6.24%.
Published fees
| Fee | Amount |
|---|---|
| Annual Package Feerecurring: Payable at settlement and then again on each anniversary | $299 |
| Discharge Fee - First Securityon exit: Discharge Fee - First Security | $300 |
| Discharge Fee - Per Additional Securityon exit: Discharge Fee - Per Additional Security | $95 |
| Establishment Feeupfront: Nil for Premium Package | $0 |
| Legal Feeupfront: Nil for Premium Package | $0 |
| Valuation Feeupfront: Nil 1st Valuation then $325 Payable if valuation required per property Applies to standard single residential dwellings to $1 million in Metro locations and | $0 |
| Additional Valuation Feewhen it happens: Nil for Premium Package. | $0 |
| Split Loan Account Feeupfront: Split Fee. | $0 |
| Mortgage Registration Feeupfront: Government charges at cost | $0 |
| Top Up Feeper transaction: Top up fee. | $0 |
| Rate Lock Feeupfront: Payable at application for Rate Lock in the prevailing fixed rate, valid for 90 days from request date. | $0 |
| Switch Feewhen it happens: Nil for 1st switch then $150. | $150 |
Other Gateway Bank home loans
Green Plus Home Loan 6.10%Low Rate Essentials 6.14%Allium Money Essentials 6.19%Allium Money Premium 6.24%Allium Money Essentials IO 6.34%Green Home Loan 6.35%Allium Premium 1Yr Fixed 6.52%Allium Money Premium IO 6.54%Premium Package 1Yr Fixed 6.54%Allium Premium 2Yr Fixed 6.57%Green Plus Home Loan IO 6.59%Premium Package 2Yr Fixed 6.59%
Get an email the morning Gateway Bank moves this rate.
Every Gateway Bank rate · every home loan rate compared · other lenders · this product in the explorer.