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Budget Home Loan
Maitland Mutual's Budget Home Loan is a home loan. The figures are the ones Maitland Mutual publishes under the Consumer Data Right today. The advertised rate last moved on 14 October 2026, up from 5.79% to 6.04%.
Advertised rate
6.04%
headline tier
Comparison rate
6.04%
as published
Last moved
+0.25pp
14 October 2026
Advertised rate, last 30 days. Between 5.79% and 6.04% over the last 30 days.
Every current rate (6)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I, LVR up to 60% | 6.04% | 6.04% |
| Variable, Owner occupier, P&I, LVR 60 to 80% | 6.04% | 6.04% |
| Variable, Investor, P&I, LVR up to 60% | 6.94% | 6.94% |
| Variable, Investor, P&I, LVR 60 to 80% | 6.94% | 6.94% |
| Variable, Owner occupier, P&I, LVR 80 to 95% | 7.33% | 7.33% |
| Variable, Investor, P&I, LVR 80 to 90% | 7.73% | 7.73% |
Rate moves, last 30 days
- 14 October 2026: 6 tiers lifted 0.25pp; the lowest, Variable, Owner occupier, P&I, LVR 60 to 80%, from 5.79% to 6.04%.
Published fees
| Fee | Amount |
|---|---|
| Cheque issuing feewhen it happens: Payable to us when a payment is made from your loan account by way of Financial Institution (FI) Cheque. | $2.50 |
| Consent feewhen it happens: Per consent. | $200 |
| Default administration feewhen it happens: Payable to us when the borrower (or security provider) has not performed an obligation on time including an obligation to pay money. | $50 |
| Discharge administration feewhen it happens: Per Security. | $200 |
| Dishonour feewhen it happens: Payable to us when a payment (such as a direct debit, salary deduction or cheque) is dishonoured. | $9 |
| Duplicate feewhen it happens: Per copied document. | $20 |
| Duplicate statement feewhen it happens: Per statement. | $7 |
| Photocopying feewhen it happens: Per sheet. | $0.50 |
| Production feewhen it happens: Per document per production. | $200 |
| Renegotiation feewhen it happens: Per renegotiation. | $300 |
| Security substitution feewhen it happens: Per new security. | $300 |
| Settlement feewhen it happens: Per settlement. | $150 |
Other Maitland Mutual home loans
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