Lenders › Maitland Mutual › Package Home Loan
Maitland Mutual · Home loans
Package Home Loan
Maitland Mutual's Package Home Loan is a home loan. The figures are the ones Maitland Mutual publishes under the Consumer Data Right today. The advertised rate last moved on 22 April 2026, up from 5.89% to 6.09%.
Advertised rate
6.34%
headline tier
Comparison rate
6.86%
as published
Last moved
+0.20pp
22 April 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (18)
| Tier | Rate | Comparison |
|---|---|---|
| Fixed 1 year, Owner occupier, P&I, LVR up to 95% | 6.34% | 6.88% |
| Fixed 2 years, Owner occupier, P&I, LVR up to 95% | 6.34% | 6.86% |
| Variable, Investor, Interest only, LVR up to 60% | 6.39% | 6.73% |
| Variable, Investor, P&I, LVR up to 60% | 6.39% | 6.75% |
| Fixed 3 years, Owner occupier, P&I, LVR up to 95% | 6.44% | 6.87% |
| Variable, Owner occupier, P&I, LVR up to 60% | 6.44% | 6.80% |
| Variable, Owner occupier, P&I, LVR 60 to 80% | 6.44% | 6.80% |
| Variable, Owner occupier, P&I, LVR 80 to 95% | 6.44% | 6.80% |
| Variable, Investor, P&I, LVR 60 to 80% | 6.49% | 6.85% |
| Variable, Investor, Interest only, LVR 60 to 80% | 6.49% | 6.83% |
| Fixed 1 year, Investor, P&I, LVR up to 90% | 6.54% | 7.47% |
| Fixed 1 year, Investor, Interest only, LVR up to 90% | 6.54% | 7.47% |
| Fixed 2 years, Investor, Interest only, LVR up to 90% | 6.54% | 7.40% |
| Fixed 2 years, Investor, P&I, LVR up to 90% | 6.54% | 7.41% |
| Fixed 3 years, Investor, Interest only, LVR up to 90% | 6.64% | 7.37% |
| Fixed 3 years, Investor, P&I, LVR up to 90% | 6.64% | 7.38% |
| Variable, Investor, P&I, LVR 80 to 90% | 7.09% | 7.44% |
| Variable, Investor, Interest only, LVR 80 to 90% | 7.09% | 7.42% |
Rate moves, last 30 days
- 27 October 2026: Variable, Investor, P&I, LVR 60 to 80% cut 0.60pp, from 7.09% to 6.49%.
- 27 October 2026: Variable, Investor, Interest only, LVR 60 to 80% cut 0.60pp, from 7.09% to 6.49%.
- 27 October 2026: Variable, Investor, Interest only, LVR up to 60% cut 0.70pp, from 7.09% to 6.39%.
- 27 October 2026: Variable, Investor, P&I, LVR up to 60% cut 0.70pp, from 7.09% to 6.39%.
- 14 October 2026: 3 tiers lifted 0.25pp; the lowest, Variable, Investor, P&I, LVR up to 60%, from 6.84% to 7.09%.
Published fees
| Fee | Amount |
|---|---|
| Cheque issuing feewhen it happens: Payable to us when a payment is made from your loan account by way of Financial Institution (FI) Cheque. | $2.50 |
| Consent feewhen it happens: Per consent. | $200 |
| Default administration feewhen it happens: Payable to us when the borrower (or security provider) has not performed an obligation on time including an obligation to pay money. | $50 |
| Discharge administration feewhen it happens: Per Security. | $200 |
| Dishonour feewhen it happens: Payable to us when a payment (such as a direct debit, salary deduction or cheque) is dishonoured. | $9 |
| Duplicate feewhen it happens: Per copied document. | $20 |
| Duplicate statement feewhen it happens: Per statement. | $7 |
| Photocopying feewhen it happens: Per sheet. | $0.50 |
| Production feewhen it happens: Per document per production. | $200 |
| Renegotiation feewhen it happens: Per renegotiation. | $300 |
| Security substitution feewhen it happens: Per new security. | $300 |
| Settlement feewhen it happens: Per settlement. | $150 |
Other Maitland Mutual home loans
Get an email the morning Maitland Mutual moves this rate.
Every Maitland Mutual rate · every home loan rate compared · other lenders · this product in the explorer.