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Maitland Mutual · Home loans
Standard Home Loan
Maitland Mutual's Standard Home Loan is a home loan. The figures are the ones Maitland Mutual publishes under the Consumer Data Right today. The advertised rate last moved on 20 May 2026, up from 6.19% to 6.44%.
Advertised rate
6.44%
headline tier
Comparison rate
8.38%
as published
Last moved
+0.25pp
20 May 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (12)
| Tier | Rate | Comparison |
|---|---|---|
| Fixed 1 year, Owner occupier, P&I, LVR up to 95% | 6.44% | 8.63% |
| Fixed 2 years, Owner occupier, P&I, LVR up to 95% | 6.44% | 8.38% |
| Fixed 3 years, Owner occupier, P&I, LVR up to 95% | 6.54% | 8.19% |
| Fixed 1 year, Investor, Interest only, LVR up to 90% | 6.64% | 9.00% |
| Fixed 1 year, Investor, P&I, LVR up to 90% | 6.64% | 9.00% |
| Fixed 2 years, Investor, P&I, LVR up to 90% | 6.64% | 8.73% |
| Fixed 2 years, Investor, Interest only, LVR up to 90% | 6.64% | 8.74% |
| Fixed 3 years, Investor, Interest only, LVR up to 90% | 6.74% | 8.54% |
| Fixed 3 years, Investor, P&I, LVR up to 90% | 6.74% | 8.52% |
| Variable, Owner occupier, P&I, LVR up to 95% | 8.88% | 8.91% |
| Variable, Investor, P&I, LVR up to 90% | 9.28% | 9.31% |
| Variable, Investor, Interest only, LVR up to 90% | 9.28% | 9.31% |
Rate moves, last 30 days
- 14 October 2026: 3 tiers lifted 0.25pp; the lowest, Variable, Owner occupier, P&I, LVR up to 95%, from 8.63% to 8.88%.
Published fees
| Fee | Amount |
|---|---|
| Cheque issuing feewhen it happens: Payable to us when a payment is made from your loan account by way of Financial Institution (FI) Cheque. | $2.50 |
| Consent feewhen it happens: Per consent. | $200 |
| Default administration feewhen it happens: Payable to us when the borrower (or security provider) has not performed an obligation on time including an obligation to pay money. | $50 |
| Discharge administration feewhen it happens: Per Security. | $200 |
| Dishonour feewhen it happens: Payable to us when a payment (such as a direct debit, salary deduction or cheque) is dishonoured. | $9 |
| Duplicate feewhen it happens: Per copied document. | $20 |
| Duplicate statement feewhen it happens: Per statement. | $7 |
| Photocopying feewhen it happens: Per sheet. | $0.50 |
| Production feewhen it happens: Per document per production. | $200 |
| Renegotiation feewhen it happens: Per renegotiation. | $300 |
| Security substitution feewhen it happens: Per new security. | $300 |
| Settlement feewhen it happens: Per settlement. | $150 |
Other Maitland Mutual home loans
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