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Maitland Mutual · Transaction accounts

Christmas Club

Maitland Mutual's Christmas Club is a transaction account. The figures are the ones Maitland Mutual publishes under the Consumer Data Right today. The advertised rate last moved on 21 May 2026, up from 0.75% to 1.00%.

Advertised rate
1.00%
headline tier
Tiers
1
current rate rows
Last moved
+0.25pp
21 May 2026
1.00%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (1)

TierRate
Variable1.00%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Cheque dishonourwhen it happens: A dishonoured cheque is a cheque that is not paid by the financial institution on which it is drawn.$9
Direct entry dishonourwhen it happens: Payable when a direct entry (inward and outward) is dishonoured.$9
Document feewhen it happens: $60.00 per hour (subject to minimum $10.00 per copy).$60
Miscellaneous service feewhen it happens: $60.00 per hour.$60
Overseas telegraphic transfer (outward) - australian currencywhen it happens: Payable if we assist you send funds electronically overseas in Australian dollars.$50
Overseas telegraphic transfer (outward) - foreign currencywhen it happens: Payable if we assist you send funds electronically overseas in a foreign currency.$30
Physical foreign currencyper transaction: 1% of Australian currency equivalent amount.see lender
Unclaimed monies feeper cash advance: The lessor $20.00 or account balance.$20
Online international transfer (outward)when it happens: Payable if you use online banking to transfer funds internationally.$30
Overdrawn feewhen it happens: If your Account is overdrawn, without our prior agreement, a fee will be charged each time this occurs.$9
Dormant account feewhen it happens: This fee is charged to each of your Deposit Accounts closed due to dormancy.$20

Other Maitland Mutual transaction accounts

Mighty Mutual Account 4.95%Retirement Account 3.75%Cash Management 0.05%Everyday Account 0.01%Everyday Business Account 0.01%

Get an email the morning Maitland Mutual moves this rate.

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