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Maitland Mutual · Transaction accounts
Mighty Mutual Account
Maitland Mutual's Mighty Mutual Account is a transaction account. The figures are the ones Maitland Mutual publishes under the Consumer Data Right today. The advertised rate last moved on 1 June 2026, up from 0.40% to 0.43%.
Advertised rate
4.95%
headline tier
Tiers
2
current rate rows
Last moved
+0.03pp
1 June 2026
Advertised rate, last 30 days. Unchanged since 1 November 2026.
4.95% is the 4.50% base plus the 0.45% bonus.
Every current rate (2)
| Tier | Rate |
|---|---|
| Bonus | 0.45% |
| Variable | 4.50% |
Rate moves, last 30 days
- 1 November 2026: Variable lifted 0.25pp, from 4.25% to 4.50%.
Published fees
| Fee | Amount |
|---|---|
| Cheque dishonourwhen it happens: A dishonoured cheque is a cheque that is not paid by the financial institution on which it is drawn. | $9 |
| Direct entry dishonourwhen it happens: Payable when a direct entry (inward and outward) is dishonoured. | $9 |
| Document feewhen it happens: $60.00 per hour (subject to minimum $10.00 per copy). | $60 |
| Financial institution chequewhen it happens: Payable when you request us to issue a financial institution cheque. | $2.50 |
| Miscellaneous service feewhen it happens: $60.00 per hour. | $60 |
| Overseas telegraphic transfer (outward) - australian currencywhen it happens: Payable if we assist you send funds electronically overseas in Australian dollars. | $50 |
| Overseas telegraphic transfer (outward) - foreign currencywhen it happens: Payable if we assist you send funds electronically overseas in a foreign currency. | $30 |
| Physical foreign currencyper transaction: 1% of Australian currency equivalent amount. | see lender |
| Unclaimed monies feeper cash advance: The lessor $20.00 or account balance. | $20 |
| Online international transfer (outward)when it happens: Payable if you use online banking to transfer funds internationally. | $30 |
| Overdrawn feewhen it happens: If your Account is overdrawn, without our prior agreement, a fee will be charged each time this occurs. | $9 |
| Dormant account feewhen it happens: This fee is charged to each of your Deposit Accounts closed due to dormancy. | $20 |
Other Maitland Mutual transaction accounts
Retirement Account 3.75%Christmas Club 1.00%Cash Management 0.05%Everyday Account 0.01%Everyday Business Account 0.01%
Get an email the morning Maitland Mutual moves this rate.
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