Lenders › Maitland Mutual › Retirement Account
Maitland Mutual · Transaction accounts
Retirement Account
Maitland Mutual's Retirement Account is a transaction account. The figures are the ones Maitland Mutual publishes under the Consumer Data Right today. The advertised rate last moved on 14 October 2026, up from 3.50% to 3.75%.
Advertised rate
3.75%
headline tier
Tiers
4
current rate rows
Last moved
+0.25pp
14 October 2026
Advertised rate, last 30 days. Between 3.50% and 3.75% over the last 30 days.
Every current rate (4)
| Tier | Rate |
|---|---|
| Variable, up to $25,000Retirement Account_Tier_1 | 0.25% |
| Variable, $50,000 and overRetirement Account_Tier_3 | 2.30% |
| Variable, $25,000 to $50,000Retirement Account_Tier_2 | 3.75% |
| Variable | 20.00% |
Rate moves, last 30 days
- 14 October 2026: Variable, $25,000 to $50,000 lifted 0.25pp, from 3.50% to 3.75%.
- 14 October 2026: Variable, $50,000 and over lifted 0.25pp, from 2.05% to 2.30%.
Published fees
| Fee | Amount |
|---|---|
| Cheque dishonourwhen it happens: A dishonoured cheque is a cheque that is not paid by the financial institution on which it is drawn. | $9 |
| Direct entry dishonourwhen it happens: Payable when a direct entry (inward and outward) is dishonoured. | $9 |
| Document feewhen it happens: $60.00 per hour (subject to minimum $10.00 per copy). | $60 |
| Financial institution chequewhen it happens: Payable when you request us to issue a financial institution cheque. | $2.50 |
| Foreign currency conversion service feeper transaction: A 1% service fee on the Australian dollar equivalent is payable for foreign currency transactions using your Mutual Visa Debit Card. | see lender |
| Miscellaneous service feewhen it happens: $60.00 per hour. | $60 |
| Overseas telegraphic transfer (outward) - australian currencywhen it happens: Payable if we assist you send funds electronically overseas in Australian dollars. | $50 |
| Overseas telegraphic transfer (outward) - foreign currencywhen it happens: Payable if we assist you send funds electronically overseas in a foreign currency. | $30 |
| Physical foreign currencyper transaction: 1% of Australian currency equivalent amount. | see lender |
| Unclaimed monies feeper cash advance: The lessor $20.00 or account balance. | $20 |
| Online international transfer (outward)when it happens: Payable if you use online banking to transfer funds internationally. | $30 |
| Replacement card fee (international)when it happens: Payable if you request a replacement card when overseas via Visa Global Cardholder Assistance Service (GCAS), payable when the request is processed. | $100 |
Other Maitland Mutual transaction accounts
Mighty Mutual Account 4.95%Christmas Club 1.00%Cash Management 0.05%Everyday Account 0.01%Everyday Business Account 0.01%
Get an email the morning Maitland Mutual moves this rate.
Every Maitland Mutual rate · every transaction account rate compared · other lenders · this product in the explorer.