Lenders › People's Choice and Heritage › Car Loan
People's Choice and Heritage · Personal loans
Car Loan
People's Choice and Heritage's Car Loan is a personal loan. The figures are the ones People's Choice and Heritage publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.
Advertised rate
6.49%
headline tier
Comparison rate
6.84%
as published
Last moved
Never
since tracking began
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (1)
| Tier | Rate | Comparison |
|---|---|---|
| Fixed 1 year, P&I, $30,000 and over | 6.49% | 6.84% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Application feeupfront | $250 |
| Default fee - if payment remains outstanding after its due datewhen it happens | $30 |
| Monthly Administration Feerecurring | $0 |
| PPSR Registration fee: Fee is charged per PPSR registration | see lender |
| PPSR VIN validation fee: Fee is charged per PPSR Vin validation | see lender |
| Heritage Cheque Feeper withdrawal: Heritage Cheque fee payable to Heritage if credit under this Credit Contract is provided by a cheque drawn by heritage on itself | $10 |
| Special Request Transaction Listing Feewhen it happens: Whenever a listing of transactions between two given dates is issued on your account | $7.50 |
| Redraw Administration Feeper withdrawal: If you apply to redraw Payments in Advance other than a request through Online Redraw | $20 |
| Direct Debit Dishonour feeper transaction: If a direct debit authorised to be made from or to your account is dishonoured | $10 |
| Capital reduction recalculation feewhen it happens: If you ask Heritage to capitalise payments in advance or payment or proposed payment under the credit contract | $75 |
| Document/Record search feewhen it happens: Whenever Heritage provides a copy of a document relating to your loan at your request or at the request of a security provider | $12 |
| PPSR Search fee: When Heritage carries out a PPSR search on a motor vehicle subject to a security. | see lender |
Other People's Choice and Heritage personal loans
Green Car Loan 5.99%Discounted Personal Loan 6.49%Staff Personal Loan 8.27%Standard Personal Loan Fixed 8.99%Unsecured Personal Loan 8.99%
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