Lenders › People's Choice and Heritage › Green Car Loan
People's Choice and Heritage · Personal loans
Green Car Loan
People's Choice and Heritage's Green Car Loan is a personal loan. The figures are the ones People's Choice and Heritage publishes under the Consumer Data Right today. The advertised rate last moved on 4 June 2026, up from 5.69% to 5.99%.
Advertised rate
5.99%
headline tier
Comparison rate
6.34%
as published
Last moved
+0.30pp
4 June 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (1)
| Tier | Rate | Comparison |
|---|---|---|
| Fixed 1 year, P&I, $30,000 and over | 5.99% | 6.34% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Application feeupfront | $250 |
| Default fee - if payment remains outstanding after its due datewhen it happens | $30 |
| Monthly Administration Feerecurring | $0 |
| PPSR Registration fee: Fee is charged per PPSR registration | see lender |
| PPSR VIN validation fee: Fee is charged per PPSR Vin validation | see lender |
| Heritage Cheque Feeper withdrawal: Heritage Cheque fee payable to Heritage if credit under this Credit Contract is provided by a cheque drawn by heritage on itself | $10 |
| Special Request Transaction Listing Feewhen it happens: Whenever a listing of transactions between two given dates is issued on your account | $7.50 |
| Redraw Administration Feeper withdrawal: If you apply to redraw Payments in Advance other than a request through Online Redraw | $20 |
| Direct Debit Dishonour feeper transaction: If a direct debit authorised to be made from or to your account is dishonoured | $10 |
| Capital reduction recalculation feewhen it happens: If you ask Heritage to capitalise payments in advance or payment or proposed payment under the credit contract | $75 |
| Document/Record search feewhen it happens: Whenever Heritage provides a copy of a document relating to your loan at your request or at the request of a security provider | $12 |
| PPSR Search fee: When Heritage carries out a PPSR search on a motor vehicle subject to a security. | see lender |
Other People's Choice and Heritage personal loans
Car Loan 6.49%Discounted Personal Loan 6.49%Staff Personal Loan 8.27%Standard Personal Loan Fixed 8.99%Unsecured Personal Loan 8.99%
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