Lenders › People's Choice and Heritage › Staff Personal Loan
People's Choice and Heritage · Personal loans
Staff Personal Loan
People's Choice and Heritage's Staff Personal Loan is a personal loan. The figures are the ones People's Choice and Heritage publishes under the Consumer Data Right today. The advertised rate last moved on 8 April 2026, down from 8.62% to 8.27%.
Advertised rate
8.27%
headline tier
Tiers
1
current rate rows
Last moved
-0.35pp
8 April 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (1)
| Tier | Rate |
|---|---|
| Fixed 7 years, P&I, $2,000 to $120,000Staff Personal Loan | 8.27% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Personal Loan Application Feeupfront | $250 |
| Preparation of Substitute Securitywhen it happens | $75 |
| Arrears Administration Fee 1when it happens: Payable if you fail to make repayments due under your credit contract and you do not pay an amount sufficient to clear all repayment arrears within 7 days of us | $25 |
| Arrears Administration Fee 2when it happens: Payable if you fail to make repayments due under your credit contract and your account remains in arrears for a period of 20 days or more. | $25 |
| Notice of Enforcement feewhen it happens: Charged whenever an eforcement notice is issued in relation to a credit contract that is not secured by a mortgage over real property. | $25 |
Other People's Choice and Heritage personal loans
Green Car Loan 5.99%Car Loan 6.49%Discounted Personal Loan 6.49%Standard Personal Loan Fixed 8.99%Unsecured Personal Loan 8.99%
Get an email the morning People's Choice and Heritage moves this rate.
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