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QBank · Overdrafts

Classic Plus Overdraft Less Than $250,000.00

QBank's Classic Plus Overdraft Less Than $250,000.00 is a overdraft. The figures are the ones QBank publishes under the Consumer Data Right today. The advertised rate last moved on 1 November 2026, up from 8.44% to 8.69%.

Advertised rate
8.69%
headline tier
Tiers
1
current rate rows
Last moved
+0.25pp
1 November 2026
8.44%8.69%5 October 20264 November 2026

Advertised rate, last 30 days. Between 8.44% and 8.69% over the last 30 days.

Every current rate (1)

TierRate
Variable8.69%

Rate moves, last 30 days

Published fees

FeeAmount
Construction settlement feeupfront: Applies once only per construction loan facility$295
Split loan feewhen it happens: Applies per additional loan split and waived on the classic plus package$25
Top up feewhen it happens: Applies when further lending is requested and applied to a current QBANK loan limit.$200
Standard settlement feeupfront: Applies once only per standard loan facility and waived on the classic plus package.$195

Other QBank overdrafts

Classic Plus Overdraft $250,000.00 and Above 8.54%Mortgage Secured Overdraft 9.14%

Get an email the morning QBank moves this rate.

Every QBank rate · other lenders · this product in the explorer.