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QBank · Overdrafts
Mortgage Secured Overdraft
QBank's Mortgage Secured Overdraft is a overdraft. The figures are the ones QBank publishes under the Consumer Data Right today. The advertised rate last moved on 1 November 2026, up from 8.89% to 9.14%.
Advertised rate
9.14%
headline tier
Tiers
1
current rate rows
Last moved
+0.25pp
1 November 2026
Advertised rate, last 30 days. Between 8.89% and 9.14% over the last 30 days.
Every current rate (1)
| Tier | Rate |
|---|---|
| Variable | 9.14% |
Rate moves, last 30 days
- 1 November 2026: Variable lifted 0.25pp, from 8.89% to 9.14%.
Published fees
| Fee | Amount |
|---|---|
| Construction settlement feeupfront: Applies once only per construction loan facility | $295 |
| Split loan feewhen it happens: Applies per additional loan split and waived on the classic plus package | $25 |
| Top up feewhen it happens: Applies when further lending is requested and applied to a current QBANK loan limit. | $200 |
| Standard settlement feeupfront: Applies once only per standard loan facility and waived on the classic plus package. | $195 |
Other QBank overdrafts
Classic Plus Overdraft $250,000.00 and Above 8.54%Classic Plus Overdraft Less Than $250,000.00 8.69%
Get an email the morning QBank moves this rate.
Every QBank rate · other lenders · this product in the explorer.