Lenders › SWSbank › Optimum 2 Year Fixed Rate Home Loan
SWSbank · Home loans
Optimum 2 Year Fixed Rate Home Loan
SWSbank's Optimum 2 Year Fixed Rate Home Loan is a home loan. The figures are the ones SWSbank publishes under the Consumer Data Right today. The advertised rate last moved on 17 June 2026, up from 6.10% to 6.94%.
Advertised rate
6.94%
headline tier
Comparison rate
6.27%
as published
Last moved
+0.84pp
17 June 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (2)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I | 6.10% | |
| Fixed 2 years, Owner occupier, P&I | 6.94% | 6.27% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Land title search feewhen it happens: Payable to Third Party | $17.10 |
| Service feewhen it happens: SWSCU service fee for searches | $9 |
Other SWSbank home loans
Intro Discounted Standard Variable Home Loan 5.70%Standard Variable Rate Home Loan 6.10%Investment Home Loan - Interest Only 6.40%Investment Standard Variable Home Loan 6.40%Optimum 1 Year Fixed Rate Home Loan 6.70%Optimum Investor 1 Year Fixed Rate Home Loan 6.70%Optimum 3 Year Fixed Rate Home Loan 6.84%Optimum Investor 2 Year Fixed Rate Home Loan 6.94%Optimum Investor 3 Year Fixed Rate Home Loan 6.94%
Get an email the morning SWSbank moves this rate.
Every SWSbank rate · every home loan rate compared · other lenders · this product in the explorer.