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SWSbank · Home loans
Standard Variable Rate Home Loan
SWSbank's Standard Variable Rate Home Loan is a home loan. The figures are the ones SWSbank publishes under the Consumer Data Right today. The advertised rate last moved on 18 March 2026, up from 5.85% to 6.10%.
Advertised rate
6.10%
headline tier
Comparison rate
6.10%
as published
Last moved
+0.25pp
18 March 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (1)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I | 6.10% | 6.10% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Land title search feewhen it happens: Payable to Third Party | $17.10 |
| Service feewhen it happens: SWSCU service fee for searches | $9 |
Other SWSbank home loans
Intro Discounted Standard Variable Home Loan 5.70%Investment Home Loan - Interest Only 6.40%Investment Standard Variable Home Loan 6.40%Optimum 1 Year Fixed Rate Home Loan 6.70%Optimum Investor 1 Year Fixed Rate Home Loan 6.70%Optimum 3 Year Fixed Rate Home Loan 6.84%Optimum 2 Year Fixed Rate Home Loan 6.94%Optimum Investor 2 Year Fixed Rate Home Loan 6.94%Optimum Investor 3 Year Fixed Rate Home Loan 6.94%
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