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The Mac · Personal loans

L38 New Car Loan Fixed Special

The Mac's L38 New Car Loan Fixed Special is a personal loan. The figures are the ones The Mac publishes under the Consumer Data Right today. The advertised rate last moved on 30 October 2026, up from 6.19% to 6.29%.

Advertised rate
6.29%
headline tier
Comparison rate
6.66%
as published
Last moved
+0.10pp
30 October 2026
6.19%6.29%5 October 20264 November 2026

Advertised rate, last 30 days. Between 6.19% and 6.29% over the last 30 days.

Every current rate (1)

TierRateComparison
Fixed 7 years, P&I6.29%6.66%

Rate moves, last 30 days

The advertised rate moved on 30 October 2026, from 6.19% to 6.29%; no other tier moved in the last 30 days.

Published fees

FeeAmount
Personal loan feeupfront$250
Ppsr registration feeupfront$15
Ppsr variation feeupfront$10
Collection feeper cash advance: At cost feesee lender
Default noticesupfront$55

Other The Mac personal loans

Secured Personal Fixed 9.49%Unsecured Personal Fixed 15.99%

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