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The Mac · Personal loans

Unsecured Personal Fixed

The Mac's Unsecured Personal Fixed is a personal loan. The figures are the ones The Mac publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate
15.99%
headline tier
Comparison rate
16.29%
as published
Last moved
Never
since tracking began
15.99%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (1)

TierRateComparison
Fixed 1 year, P&I15.99%16.29%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Personal loan feeupfront$250
Ppsr registration feeupfront$15
Ppsr variation feeupfront$10
Collection feeper cash advance: At cost feesee lender
Default noticesupfront$55

Other The Mac personal loans

L38 New Car Loan Fixed Special 6.29%Secured Personal Fixed 9.49%

Get an email the morning The Mac moves this rate.

Every The Mac rate · every personal loan rate compared · other lenders · this product in the explorer.