Secured Personal Fixed

The Mac's Secured Personal Fixed is a personal loan. The figures are the ones The Mac publishes under the Consumer Data Right today. The advertised rate last moved on 30 October 2026, up from 9.29% to 9.49%.

Advertised rate

9.49%

headline tier

Comparison rate

9.87%

as published

Last moved

+0.20pp

30 October 2026

Advertised rate, last 30 days. Between 9.29% and 9.49% over the last 30 days.

Every current rate (1)

Tier	Rate	Comparison
Fixed 1 year, P&I	9.49%	9.87%

Rate moves, last 30 days

The advertised rate moved on 30 October 2026, from 9.29% to 9.49%; no other tier moved in the last 30 days.

Published fees

Fee	Amount
Personal loan feeupfront	$250
Ppsr registration feeupfront	$15
Ppsr variation feeupfront	$10
Collection feeper cash advance: At cost fee	see lender
Default noticesupfront	$55

Other The Mac personal loans

L38 New Car Loan Fixed Special 6.29%Unsecured Personal Fixed 15.99%

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