1 Year Fixed Interest Only

TMCU's 1 Year Fixed Interest Only is a home loan. The figures are the ones TMCU publishes under the Consumer Data Right today. The advertised rate last moved on 11 October 2026, up from 7.24% to 7.49%.

Advertised rate

7.49%

headline tier

Comparison rate

7.34%

as published

Last moved

+0.25pp

11 October 2026

Advertised rate, last 30 days. Between 7.24% and 7.49% over the last 30 days.

Every current rate (2)

Tier	Rate	Comparison
Variable, P&I	7.24%
Fixed 1 year, Interest only	7.49%	7.34%

Rate moves, last 30 days

11 October 2026: Variable, P&I lifted 0.25pp, from 6.99% to 7.24%.
11 October 2026: Fixed 1 year, Interest only lifted 0.25pp, from 7.24% to 7.49%.

Published fees

Fee	Amount
Home loanupfront	$395
Discharge feeper cash advance	see lender
Legal fee mortgage documentsupfront	see lender
Land titles office registration feesper cash advance	see lender
Arrears feewhen it happens	$10
Arrears fee-arrears fee letter 2when it happens	$25
Default noticeper transaction	$55
Agent solicitor collection costsper cash advance	see lender
Solicitor fees for preparation of interstate mortgagesper cash advance	see lender
Bank chequesupfront	$12
Settlement agent feesper cash advance	see lender
Valuation feeper cash advance	see lender

Other TMCU home loans

Refi Special Owner Occupied 6.14%1 Year Fixed Rate Loan 6.24%Basic Variable Loan 6.49%Refi Special Investment 6.49%2 Fixed Rate Home Loan 6.54%Standard Variable Loan 6.74%2 Fixed Rate Home Loan Investment 7.04%1 Fixed Rate Home Loan Investment 7.19%2 Year Fixed Interest Only 7.24%Variable Interest Only 7.24%Home Equity Loan 7.74%

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