2 Year Fixed Interest Only

TMCU's 2 Year Fixed Interest Only is a home loan. The figures are the ones TMCU publishes under the Consumer Data Right today. The advertised rate last moved on 11 October 2026, up from 6.99% to 7.24%.

Advertised rate

7.24%

headline tier

Comparison rate

7.32%

as published

Last moved

+0.25pp

11 October 2026

Advertised rate, last 30 days. Between 6.99% and 7.24% over the last 30 days.

Every current rate (2)

Tier	Rate	Comparison
Fixed 2 years, Interest only	7.24%	7.32%
Variable, P&I	7.24%

Rate moves, last 30 days

11 October 2026: Fixed 2 years, Interest only lifted 0.25pp, from 6.99% to 7.24%.
11 October 2026: Variable, P&I lifted 0.25pp, from 6.99% to 7.24%.

Published fees

Fee	Amount
Home loanupfront	$395
Discharge feeper cash advance	see lender
Legal fee mortgage documentsupfront	see lender
Land titles office registration feesper cash advance	see lender
Arrears feewhen it happens	$10
Arrears fee-arrears fee letter 2when it happens	$25
Agent solicitor collection costsper cash advance	see lender
Default noticeper transaction	$55
Solicitor fees for preparation of interstate mortgagesper cash advance	see lender
Settlement agent feesper cash advance	see lender
Valuation feeper cash advance	see lender

Other TMCU home loans

Refi Special Owner Occupied 6.14%1 Year Fixed Rate Loan 6.24%Basic Variable Loan 6.49%Refi Special Investment 6.49%2 Fixed Rate Home Loan 6.54%Standard Variable Loan 6.74%2 Fixed Rate Home Loan Investment 7.04%1 Fixed Rate Home Loan Investment 7.19%Variable Interest Only 7.24%1 Year Fixed Interest Only 7.49%Home Equity Loan 7.74%

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