Plain and Simple Home Loan Investment

Woolworths Team Bank's Plain and Simple Home Loan Investment is a home loan. The figures are the ones Woolworths Team Bank publishes under the Consumer Data Right today. The advertised rate last moved on 8 October 2026, up from 6.69% to 6.94%.

Advertised rate

6.94%

headline tier

Comparison rate

7.03%

as published

Last moved

+0.25pp

8 October 2026

Advertised rate, last 30 days. Between 6.69% and 6.94% over the last 30 days.

Every current rate (4)

Tier	Rate	Comparison
Variable, Investor, P&I, LVR up to 80%<=80% LVR	6.94%	7.03%
Fixed 2 years, Investor, P&I, LVR up to 80%<=80% LVR	6.99%	7.04%
Fixed 3 years, Investor, P&I, LVR up to 80%<=80% LVR	7.04%	7.06%
Fixed 1 year, Investor, P&I, LVR up to 80%<=80% LVR	7.09%	7.05%

Rate moves, last 30 days

8 October 2026: Variable, Investor, P&I, LVR up to 80% lifted 0.25pp, from 6.69% to 6.94%.
8 October 2026: 3 tiers lifted 0.30pp; the lowest, Fixed 2 years, Investor, P&I, LVR up to 80%, from 6.69% to 6.99%.

Published fees

Fee	Amount
Arrears letter feeper transaction	$25
Default noticeper transaction	$35
Field call feeper transaction: At cost	$0
Loan variation feeupfront	$200
Manual redraw feeper transaction	$20
Mortgage discharge feeupfront	$550
Mortgage settlement feeupfront	$275
Mortgage substitution feeupfront	$275
Mortgage top up feeupfront	$275
Partial mortgage discharge feeupfront	$275
Stamp dutyvariable	$0
Valuation feevariable	$0

Other Woolworths Team Bank home loans

Team Member Home Loan - No Offset 6.19%Team Member Home Loan 6.29%Plain and Simple Home Loan Owner Occupied 6.49%Flexible Home Loan Owner Occupied 6.59%Flexible Home Loan Investment P&I 6.94%Flexible Home Loan Investment Interest Only 7.34%

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