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Woolworths Team Bank · Home loans
Plain and Simple Home Loan Owner Occupied
Woolworths Team Bank's Plain and Simple Home Loan Owner Occupied is a home loan. The figures are the ones Woolworths Team Bank publishes under the Consumer Data Right today. The advertised rate last moved on 1 April 2026, up from 5.46% to 5.71%.
Advertised rate
6.49%
headline tier
Comparison rate
6.58%
as published
Last moved
+0.25pp
1 April 2026
Advertised rate, last 30 days. Unchanged since 8 October 2026.
Every current rate (5)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I, LVR up to 80%<=80% LVR | 6.49% | 6.58% |
| Fixed 1 year, Owner occupier, P&I, LVR up to 80%<=80% LVR | 6.64% | 6.60% |
| Fixed 3 years, Owner occupier, P&I, LVR up to 80%<=80% LVR | 6.69% | 6.64% |
| Fixed 2 years, Owner occupier, P&I, LVR up to 80%<=80% LVR | 6.79% | 6.45% |
| Variable, Owner occupier, P&I, LVR 80 to 90%90%+ LVR | 7.29% | 7.37% |
Rate moves, last 30 days
- 8 October 2026: Variable, Owner occupier, P&I, LVR 80 to 90% lifted 0.25pp, from 7.04% to 7.29%.
- 8 October 2026: Variable, Owner occupier, P&I, LVR up to 80% lifted 0.25pp, from 6.24% to 6.49%.
- 8 October 2026: 3 tiers lifted 0.45pp; the lowest, Fixed 1 year, Owner occupier, P&I, LVR up to 80%, from 6.19% to 6.64%.
Published fees
| Fee | Amount |
|---|---|
| Arrears letter feeper transaction | $25 |
| Default noticeper transaction | $35 |
| Field call feeper transaction: At cost | $0 |
| Loan variation feeupfront | $200 |
| Manual redraw feeper transaction | $20 |
| Mortgage discharge feeupfront | $550 |
| Mortgage settlement feeupfront | $275 |
| Mortgage substitution feeupfront | $275 |
| Mortgage top up feeupfront | $275 |
| Partial mortgage discharge feeupfront | $275 |
| Stamp dutyvariable | $0 |
| Valuation feevariable | $0 |
Other Woolworths Team Bank home loans
Team Member Home Loan - No Offset 6.19%Team Member Home Loan 6.29%Flexible Home Loan Owner Occupied 6.59%Flexible Home Loan Investment P&I 6.94%Plain and Simple Home Loan Investment 6.94%Flexible Home Loan Investment Interest Only 7.34%
Get an email the morning Woolworths Team Bank moves this rate.
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