Team Member Home Loan - No Offset

Woolworths Team Bank's Team Member Home Loan - No Offset is a home loan open only to a stated occupation, employer or membership. The figures are the ones Woolworths Team Bank publishes under the Consumer Data Right today. The advertised rate last moved on 8 October 2026, up from 5.94% to 6.19%.

Advertised rate

6.19%

headline tier

Comparison rate

6.28%

as published

Last moved

+0.25pp

8 October 2026

Advertised rate, last 30 days. Between 5.94% and 6.19% over the last 30 days.

Every current rate (4)

Tier	Rate	Comparison
Variable, Owner occupier, P&I, LVR 50 to 80%50%-80% LVR	6.19%	6.28%
Fixed 1 year, Owner occupier, P&I, LVR 50 to 80%50%-80% LVR	6.64%	6.33%
Fixed 3 years, Owner occupier, P&I, LVR 50 to 80%50%-80% LVR	6.69%	6.42%
Fixed 2 years, Owner occupier, P&I, LVR 50 to 80%50%-80% LVR	6.79%	6.40%

Rate moves, last 30 days

8 October 2026: Variable, Owner occupier, P&I, LVR 50 to 80% lifted 0.25pp, from 5.94% to 6.19%.
8 October 2026: 3 tiers lifted 0.45pp; the lowest, Fixed 1 year, Owner occupier, P&I, LVR 50 to 80%, from 6.19% to 6.64%.

Published fees

Fee	Amount
Arrears letter feeper transaction	$25
Default noticeper transaction	$35
Field call feeper transaction: At cost	$0
Loan variation feeupfront	$200
Manual redraw feeper transaction	$20
Mortgage discharge feeupfront	$550
Mortgage settlement feeupfront	$275
Mortgage substitution feeupfront	$275
Mortgage top up feeupfront	$275
Partial mortgage discharge feeupfront	$275
Stamp dutyvariable	$0
Valuation feevariable	$0

Other Woolworths Team Bank home loans

Team Member Home Loan 6.29%Plain and Simple Home Loan Owner Occupied 6.49%Flexible Home Loan Owner Occupied 6.59%Flexible Home Loan Investment P&I 6.94%Plain and Simple Home Loan Investment 6.94%Flexible Home Loan Investment Interest Only 7.34%

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