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Beyond Bank Australia · Home loans
Home Buyers Scheme Home Loan
Beyond Bank Australia's Home Buyers Scheme Home Loan is a home loan. The figures are the ones Beyond Bank Australia publishes under the Consumer Data Right today. The advertised rate last moved on 13 October 2026, up from 6.14% to 6.39%.
Advertised rate
6.39%
headline tier
Comparison rate
6.74%
as published
Last moved
+0.25pp
13 October 2026
Advertised rate, last 30 days. Between 6.14% and 6.39% over the last 30 days.
Every current rate (5)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I, LVR up to 95% | 6.39% | 6.74% |
| Fixed 2 years, Owner occupier, P&I, LVR up to 95% | 6.59% | 7.17% |
| Fixed 3 years, Owner occupier, P&I, LVR up to 95% | 6.69% | 7.17% |
| Variable, Owner occupier, Interest only, LVR up to 95%, $50,000 and over | 6.69% | 7.10% |
| Fixed 1 year, Owner occupier, P&I, LVR up to 95% | 6.89% | 7.23% |
Rate moves, last 30 days
- 13 October 2026: Variable, Owner occupier, Interest only, LVR up to 95%, $50,000 and over lifted 0.25pp, from 6.44% to 6.69%.
- 13 October 2026: Variable, Owner occupier, P&I, LVR up to 95% lifted 0.25pp, from 6.14% to 6.39%.
- 7 October 2026: Fixed 3 years, Owner occupier, P&I, LVR up to 95% lifted 0.10pp, from 6.59% to 6.69%.
- 7 October 2026: Fixed 2 years, Owner occupier, P&I, LVR up to 95% lifted 0.20pp, from 6.39% to 6.59%.
Published fees
| Fee | Amount |
|---|---|
| Total Home Loan Package Feerecurring: This fee is charged annually for those who have a Total Home Loan Package. | $395 |
| Building / Bridging Establishment Feeupfront: Payable on the establishment of a building or bridging loan | $890 |
| Mortgage Loan Establishment Feeupfront: This fee is payable on establishment of the loan. | $445 |
| Mortgage Discharge, Settlement or Partial Discharge Feewhen it happens: Payable whenever a mortgage is discharged or partially discharged | $350 |
| Loan Variation Documentation feeupfront: This fee is payable when a property already held by us as security is to be used as security for additional credit. | $345 |
| Reg of Mortgage fee - SAupfront | $204 |
| Reg of Discharge fee - SAwhen it happens | $204 |
| Redraw (staff-assisted) Feeper transaction: This fee is payable for each staff-assisted redraw. | $35 |
| Redraw (online) feeper transaction: Online redraw via Internet or Mobile Banking is free. | $0 |
| Default Notice Feewhen it happens: This fee is payable whenever we send you a default notice because you have defaulted under the contract or related mortgage. | $20 |
| Hold Fixed Interest Rateupfront: The amount of this fee is 0.15% of the loan amount and is payable should you wish to hold a fixed interest rate from time of loan application to settlement. | see lender |
| Rate Variation Feewhen it happens: This fee is payable each time you ask us to vary the type of interest rate (variable to fixed or vice versa) or refix your loan. | $150 |
Other Beyond Bank Australia home loans
Purple Basic Vbl Home Loan 6.34%Total Home Loan Package 6.34%Invest Total Home Loan Package 6.49%Purple Basic Vbl Home Loan-Inv 6.49%Standard Home Loans 6.94%Standard Investment Home Loans 7.14%
Get an email the morning Beyond Bank Australia moves this rate.
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