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Beyond Bank Australia · Home loans
Total Home Loan Package
Beyond Bank Australia's Total Home Loan Package is a home loan. The figures are the ones Beyond Bank Australia publishes under the Consumer Data Right today. The advertised rate last moved on 13 October 2026, up from 6.09% to 6.34%.
Advertised rate
6.34%
headline tier
Comparison rate
6.69%
as published
Last moved
+0.25pp
13 October 2026
Advertised rate, last 30 days. Between 6.09% and 6.34% over the last 30 days.
Every current rate (17)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I, LVR up to 60%, $50,000 and over | 6.34% | 6.69% |
| Variable, Owner occupier, P&I, LVR 60 to 80%, $50,000 and over | 6.39% | 6.74% |
| Fixed 2 years, Owner occupier, P&I, LVR up to 80% | 6.59% | 7.17% |
| Fixed 3 years, Owner occupier, P&I, LVR up to 80% | 6.69% | 7.17% |
| Variable, Owner occupier, Interest only, LVR up to 80%, $50,000 and over | 6.69% | 7.10% |
| Variable, Owner occupier, P&I, LVR 80 to 90%, $50,000 and over | 6.74% | 7.09% |
| Fixed 4 years, Owner occupier, P&I, LVR up to 80% | 6.84% | 7.21% |
| Fixed 5 years, Owner occupier, P&I, LVR up to 80% | 6.84% | 7.21% |
| Fixed 1 year, Owner occupier, P&I, LVR up to 80% | 6.89% | 7.23% |
| Fixed 2 years, Owner occupier, P&I, LVR 80 to 90%, $50,000 and over | 6.89% | 7.23% |
| Variable, Owner occupier, Interest only, LVR 80 to 90%, $50,000 and over | 6.89% | 7.30% |
| Fixed 3 years, Owner occupier, P&I, LVR 80 to 90%, $50,000 and over | 6.99% | 7.26% |
| Fixed 4 years, Owner occupier, P&I, LVR 80 to 90%, $50,000 and over | 7.14% | 7.32% |
| Fixed 5 years, Owner occupier, P&I, LVR 80 to 90%, $50,000 and over | 7.14% | 7.34% |
| Fixed 1 year, Owner occupier, P&I, LVR 80 to 90%, $50,000 and over | 7.19% | 7.26% |
| Variable, Owner occupier, Interest only | 7.94% | 8.34% |
| Variable, Owner occupier, P&I, LVR up to 90%, $50,000 and over | 8.05% | 8.38% |
Rate moves, last 30 days
- 13 October 2026: 7 tiers lifted 0.25pp; the lowest, Variable, Owner occupier, P&I, LVR up to 60%, $50,000 and over, from 6.09% to 6.34%.
- 7 October 2026: Fixed 3 years, Owner occupier, P&I, LVR up to 80% lifted 0.10pp, from 6.59% to 6.69%.
- 7 October 2026: Fixed 3 years, Owner occupier, P&I, LVR 80 to 90%, $50,000 and over lifted 0.10pp, from 6.89% to 6.99%.
- 7 October 2026: 4 tiers lifted 0.15pp; the lowest, Fixed 4 years, Owner occupier, P&I, LVR up to 80%, from 6.69% to 6.84%.
- 7 October 2026: Fixed 2 years, Owner occupier, P&I, LVR 80 to 90%, $50,000 and over lifted 0.20pp, from 6.69% to 6.89%.
- 7 October 2026: Fixed 2 years, Owner occupier, P&I, LVR up to 80% lifted 0.20pp, from 6.39% to 6.59%.
Published fees
| Fee | Amount |
|---|---|
| Total Home Loan Package Feerecurring: This fee is payable by home loan borrowers who have a Total Home Loan Package. | $395 |
| Building / Bridging Establishment Feeupfront: Payable on the establishment of a building or bridging loan | $890 |
| Mortgage Loan Establishment Feeupfront: This fee is payable on establishment of the loan. | $445 |
| Mortgage Discharge, Settlement or Partial Discharge Feewhen it happens: Payable whenever a mortgage is discharged or partially discharged | $350 |
| Loan Variation Documentation feeupfront: This fee is payable when a property already held by us as security is to be used as security for additional credit. | $345 |
| Reg of Mortgage fee - SAupfront | $204 |
| Reg of Discharge fee - SAwhen it happens | $204 |
| Redraw (staff-assisted) feeper transaction: This fee is payable for each staff-assisted redraw. | $35 |
| Redraw (online) feeper transaction: Online redraw via Internet or Mobile Banking is free. | $0 |
| Default Notice Feewhen it happens: This fee is payable whenever we send you a default notice because you have defaulted under the contract or related mortgage. | $20 |
| Reg of Transfer fee - ACTupfront | $496 |
| Hold Fixed Interest Rateupfront: The amount of this fee is 0.15% of the loan amount and is payable should you wish to hold a fixed interest rate from time of loan application to settlement. | see lender |
Other Beyond Bank Australia home loans
Purple Basic Vbl Home Loan 6.34%Home Buyers Scheme Home Loan 6.39%Invest Total Home Loan Package 6.49%Purple Basic Vbl Home Loan-Inv 6.49%Standard Home Loans 6.94%Standard Investment Home Loans 7.14%
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