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Beyond Bank Australia · Home loans
Standard Home Loans
Beyond Bank Australia's Standard Home Loans is a home loan. The figures are the ones Beyond Bank Australia publishes under the Consumer Data Right today. The advertised rate last moved on 7 October 2026, up from 6.74% to 6.94%.
Advertised rate
6.94%
headline tier
Comparison rate
8.57%
as published
Last moved
+0.20pp
7 October 2026
Advertised rate, last 30 days. Between 6.74% and 6.94% over the last 30 days.
Every current rate (6)
| Tier | Rate | Comparison |
|---|---|---|
| Fixed 2 years, Owner occupier, P&I, LVR up to 90% | 6.94% | 8.57% |
| Fixed 3 years, Owner occupier, P&I, LVR up to 90% | 7.04% | 8.42% |
| Fixed 4 years, Owner occupier, P&I, LVR up to 90% | 7.19% | 8.32% |
| Fixed 5 years, Owner occupier, P&I, LVR up to 90% | 7.19% | 8.19% |
| Fixed 1 year, Owner occupier, P&I, LVR up to 90% | 7.24% | 8.81% |
| Variable, Owner occupier, P&I, LVR up to 90% | 8.95% | 9.00% |
Rate moves, last 30 days
- 13 October 2026: Variable, Owner occupier, P&I, LVR up to 90% lifted 0.25pp, from 8.70% to 8.95%.
- 7 October 2026: Fixed 3 years, Owner occupier, P&I, LVR up to 90% lifted 0.10pp, from 6.94% to 7.04%.
- 7 October 2026: Fixed 4 years, Owner occupier, P&I, LVR up to 90% lifted 0.15pp, from 7.04% to 7.19%.
- 7 October 2026: Fixed 5 years, Owner occupier, P&I, LVR up to 90% lifted 0.15pp, from 7.04% to 7.19%.
- 7 October 2026: Fixed 2 years, Owner occupier, P&I, LVR up to 90% lifted 0.20pp, from 6.74% to 6.94%.
Published fees
| Fee | Amount |
|---|---|
| Mortgage Loan Establishment Feeupfront: This fee is payable on establishment of the loan. | $445 |
| Mortgage Discharge, Settlement or Partial Discharge Feewhen it happens: Payable whenever a mortgage is discharged or partially discharged | $350 |
| Loan Variation Documentation feeupfront: This fee is payable when a property already held by us as security is to be used as security for additional credit. | $345 |
| Reg of Mortgage fee - SAupfront | $204 |
| Reg of Discharge fee - SAwhen it happens | $204 |
| Redraw (staff-assisted) feeper transaction: This fee is payable for each staff-assisted redraw. | $35 |
| Redraw (online) feeper transaction: Online redraw via Internet or Mobile Banking is free. | $0 |
| Default Notice Feewhen it happens: This fee is payable whenever we send you a default notice because you have defaulted under the contract or related mortgage. | $20 |
| Reg of Transfer fee - ACTupfront | $496 |
| Reg of Mortgage fee - ACTupfront | $184 |
| Reg of Discharge fee - ACTwhen it happens | $184 |
| Hold Fixed Interest Rateupfront: The amount of this fee is 0.15% of the loan amount and is payable should you wish to hold a fixed interest rate from time of loan application to settlement. | see lender |
Other Beyond Bank Australia home loans
Purple Basic Vbl Home Loan 6.34%Total Home Loan Package 6.34%Home Buyers Scheme Home Loan 6.39%Invest Total Home Loan Package 6.49%Purple Basic Vbl Home Loan-Inv 6.49%Standard Investment Home Loans 7.14%
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