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CBA · Overdrafts

Business Overdraft

CBA's Business Overdraft is a overdraft. The figures are the ones CBA publishes under the Consumer Data Right today. The advertised rate last moved on 9 October 2026, up from 8.35% to 8.60%.

Advertised rate
8.60%
headline tier
Tiers
1
current rate rows
Last moved
+0.25pp
9 October 2026
8.35%8.60%5 October 20264 November 2026

Advertised rate, last 30 days. Between 8.35% and 8.60% over the last 30 days.

Every current rate (1)

TierRate
Variable8.60%

Rate moves, last 30 days

Published fees

FeeAmount
Establishment Feeupfront: Fee charged to establish or refinance a facility.see lender
Line Feerecurring: Fee charged for making the facility available.see lender
Line Feerecurring: Fee charged for making the facility available.see lender
Overdrawing Approval Feewhen it happens: Fee charged when a transaction causes the account to exceed the facility limit.$15
Dishonour Feedishonour: Fee charged every time a transaction is declined due to insufficient funds within the account$5

Other CBA overdrafts

CommBank AdvancePay 14.90%Temporary Excess Business 16.68%Stream Working Capital 17.68%

Get an email the morning CBA moves this rate.

Every CBA rate · other lenders · this product in the explorer.