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CBA · Overdrafts

Temporary Excess Business

CBA's Temporary Excess Business is a overdraft. The figures are the ones CBA publishes under the Consumer Data Right today. The advertised rate last moved on 9 October 2026, up from 16.43% to 16.68%.

Advertised rate
16.68%
headline tier
Tiers
1
current rate rows
Last moved
+0.25pp
9 October 2026
16.43%16.68%5 October 20264 November 2026

Advertised rate, last 30 days. Between 16.43% and 16.68% over the last 30 days.

Every current rate (1)

TierRate
Variable16.68% to 17.68%

Rate moves, last 30 days

Published fees

FeeAmount
Establishment Feeupfront: A one-off establishment fee when your Business Temporary Excess is applied to your account.see lender
Overdraft Line Feerecurring: An Overdraft Line Fee charged monthly on your Business Temporary Excess limit or outstanding balance, whichever is highest in that period.see lender
Overdraft Line Feerecurring: An Overdraft Line Fee charged quarterly on your Business Temporary Excess limit or outstanding balance, whichever is highest in that period.see lender
Overdrawing Approval Feewhen it happens: A fee charged when you exceed your agreed Business Temporary Excess limit on a given day.$15

Other CBA overdrafts

Business Overdraft 8.60%CommBank AdvancePay 14.90%Stream Working Capital 17.68%

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Every CBA rate · other lenders · this product in the explorer.