Lenders › CBA › Stream Working Capital
CBA · Overdrafts
Stream Working Capital
CBA's Stream Working Capital is a overdraft. The figures are the ones CBA publishes under the Consumer Data Right today. The advertised rate last moved on 9 October 2026, up from 3.58% to 17.68%.
Advertised rate
17.68%
headline tier
Tiers
2
current rate rows
Last moved
+14.10pp
9 October 2026
Advertised rate, last 30 days. Between 3.58% and 17.68% over the last 30 days.
Every current rate (2)
| Tier | Rate |
|---|---|
| Variable, Interest onlyBALANCE | 17.68% |
| Variable, Interest onlyBALANCE | 17.68% |
Rate moves, last 30 days
- 9 October 2026: Variable, Interest only lifted 0.25pp, from 17.43% to 17.68%.
Published fees
| Fee | Amount |
|---|---|
| Coin handling feeper transaction: The coin handling is 1% of the total value of the coin component of all deposit and withdrawal transactions, where the total value of coins handled exceeds $1,0 | see lender |
| Dishonour Feewhen it happens: $5 per payment. | $5 |
| Note handling feeper transaction: The note handling is 0.25% of the total value of the notes component of all deposit and withdrawal transactions, where the total value of notes handled exceeds | see lender |
| Overdraw Feewhen it happens: If we allow you to overdraw your account or exceed your agreed Stream Working Capitallimit, you may incur an overdraw fee. | $15 |
| Paper Statement Feerecurring: A paper statement fee applies if you request a paper copy of an account statement at any time. | $5 |
| Line fee: A fee that is charged as set out in your Letter of Offer. | see lender |
| Access fee - Overseas transactionsper withdrawal: Any other cash withdrawal overseas: AUD $5 plus 3.5% of the transaction value. | see lender |
| Access fee - Overseas transactionsper purchase: Maestro (EFTPOS) or Visa Debit Card or Debit MasterCard purchase in Australian dollars: 3.5% of the transaction value. | see lender |
| Access fee - Overseas transactionsper withdrawal: Maestro (EFTPOS) or Visa Debit Card or Debit MasterCard purchase in foreign currency: 3.5% of the transaction value. | see lender |
| Withdrawals or transfers made via telephone banking using an operatorper transaction: Withdrawals or transfers made via telephone banking using an operator. | $5 |
| CommBank ATMs outside Australiaper withdrawal: The fee is charged to the account at the time of the withdrawal. | $2 |
| Assisted transactionsper withdrawal: Withdrawals made over the counter at a Commonwealth Bank branch, Australia Post office or private agency (including EFTPOB/Bank@Post). | $5 |
Other CBA overdrafts
Get an email the morning CBA moves this rate.
Every CBA rate · other lenders · this product in the explorer.