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Gateway Bank · Home loans

Allium Essentials 3yr Fixed

Gateway Bank's Allium Essentials 3yr Fixed is a home loan. The figures are the ones Gateway Bank publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate
6.89%
headline tier
Comparison rate
6.39%
as published
Last moved
Never
since tracking began
6.89%29 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (1)

TierRateComparison
Fixed 3 years, Owner occupier, P&I6.89%6.39%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Discharge Fee - First Securityon exit: Discharge Fee - First Security$300
Discharge Fee - Per Additional Securityon exit: Discharge Fee - Per Additional Security$95
Valuation Feeupfront: Nil 1st Valuation then $325 Payable if valuation required per property Applies to standard single residential dwellings to $1 million in Metro locations and $0
Split Loan Account Feeupfront: Nil, up to 2 loan accounts.$0
Rate Lock Feeupfront: Payable at application for Rate Lock in the prevailing fixed rate, valid for 90 days from request date.$0
Switch Feewhen it happens: Nil for 1st switch then $150.$150
Security Variation Feewhen it happens: Security Variation Fee.$0
Early Repayment Adjustment (ERA)(break costs)on exit: Early Repayment Adjustment (ERA) (break costs).$0
Top Up Feeper transaction: Top up fee.$0
Mortgage Registration Feeupfront: Government charges at cost$0

Other Gateway Bank home loans

Green Plus Home Loan 6.10%Low Rate Essentials 6.14%Allium Money Essentials 6.19%Allium Money Premium 6.24%Premium Package 6.24%Allium Money Essentials IO 6.34%Green Home Loan 6.35%Allium Premium 1Yr Fixed 6.52%Allium Money Premium IO 6.54%Premium Package 1Yr Fixed 6.54%Allium Premium 2Yr Fixed 6.57%Green Plus Home Loan IO 6.59%

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