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Gateway Bank · Home loans

Inv Premium Pack 3yr Fixed I/O

Gateway Bank's Inv Premium Pack 3yr Fixed I/O is a home loan. The figures are the ones Gateway Bank publishes under the Consumer Data Right today. The advertised rate last moved on 3 June 2026, up from 6.89% to 7.09%.

Advertised rate
7.09%
headline tier
Comparison rate
7.22%
as published
Last moved
+0.20pp
3 June 2026
7.09%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (1)

TierRateComparison
Fixed 3 years, Investor, Interest only, LVR up to 90%7.09%7.22%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Annual Package Feeupfront: Payable at settlement and then again on each anniversary$299
Discharge Fee - First Securityon exit: Discharge Fee - First Security$300
Discharge Fee - Per Additional Securityon exit: Discharge Fee - Per Additional Security$95
Rate Lock Feeupfront: Payable at application for Rate Lock in the prevailing fixed rate, valid for 90 days from request date$0
Legal Feeupfront: Nil for Premium Package Loans$0
Split Feeupfront: Split Fee.$0
Top up feeper transaction: Top up fee.$0
Early Repayment Adjustment (ERA)(break costs)on exit: Early Repayment Adjustment (ERA) (break costs).$0
Security Variation Feewhen it happens: Security Variation Fee.$0
Valuation Feeupfront: Nil 1st Valuation then $325$0
Switch Feewhen it happens: Nil for 1st switch then $150$150
Establishment Feeupfront: Nil for Premium Package Loans$0

Other Gateway Bank home loans

Green Plus Home Loan 6.10%Low Rate Essentials 6.14%Allium Money Essentials 6.19%Allium Money Premium 6.24%Premium Package 6.24%Allium Money Essentials IO 6.34%Green Home Loan 6.35%Allium Premium 1Yr Fixed 6.52%Allium Money Premium IO 6.54%Premium Package 1Yr Fixed 6.54%Allium Premium 2Yr Fixed 6.57%Green Plus Home Loan IO 6.59%

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