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Gateway Bank · Home loans

Premium Package 5yr Fixed

Gateway Bank's Premium Package 5yr Fixed is a home loan. The figures are the ones Gateway Bank publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate
7.09%
headline tier
Comparison rate
6.93%
as published
Last moved
Never
since tracking began
7.09%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (1)

TierRateComparison
Fixed 5 years, Owner occupier, P&I, LVR up to 95%7.09%6.93%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Annual Package Feerecurring: Payable at settlement and then again on each anniversary$299
Discharge Fee - First Securityon exit: Discharge Fee - First Security$300
Discharge Fee - Per Additional Securityon exit: Discharge Fee - Per Additional Security$95
Establishment Feeupfront: Payable at settlement of new loan, and may be payable at substitution of security or when adding a new security.$0
Legal Feeupfront: Payable at settlement to cover solicitor's documentation costs.$0
Valuation Feeupfront: Nil 1st Valuation then $325 Payable if valuation required per property Applies to standard single residential dwellings to $1 million in Metro locations and $0
Additional Valuation Feewhen it happens: Payable if we or you decide to obtain an additional valuation report (which we may do at any time).$0
Split Feeupfront: Nil, up to 2 loan accounts.$0
Mortgage Registration Feeupfront: Government charges at cost$0
Top Up Feeper transaction: Top up fee.$0
Rate Lock Feeupfront: Payable at application for Rate Lock in the prevailing fixed rate, valid for 90 days from request date.$0
Switch Feewhen it happens: Nil for 1st switch then $150.$150

Other Gateway Bank home loans

Green Plus Home Loan 6.10%Low Rate Essentials 6.14%Allium Money Essentials 6.19%Allium Money Premium 6.24%Premium Package 6.24%Allium Money Essentials IO 6.34%Green Home Loan 6.35%Allium Premium 1Yr Fixed 6.52%Allium Money Premium IO 6.54%Premium Package 1Yr Fixed 6.54%Allium Premium 2Yr Fixed 6.57%Green Plus Home Loan IO 6.59%

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