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Gateway Bank · Home loans
Premium Package I/O
Gateway Bank's Premium Package I/O is a home loan. The figures are the ones Gateway Bank publishes under the Consumer Data Right today. The advertised rate last moved on 13 October 2026, up from 6.99% to 7.24%.
Advertised rate
7.24%
headline tier
Comparison rate
7.51%
as published
Last moved
+0.25pp
13 October 2026
Advertised rate, last 30 days. Between 6.99% and 7.24% over the last 30 days.
Every current rate (6)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, Interest only, LVR up to 50% | 7.24% | 7.51% |
| Variable, Owner occupier, Interest only, LVR 50 to 60% | 7.24% | 7.51% |
| Variable, Owner occupier, Interest only, LVR 60 to 70% | 7.29% | 7.56% |
| Variable, Owner occupier, Interest only, LVR 70 to 80% | 7.54% | 7.81% |
| Variable, Owner occupier, Interest only, LVR 80 to 85% | 8.36% | 8.62% |
| Variable, Owner occupier, Interest only, LVR over 85% | 8.41% | 8.67% |
Rate moves, last 30 days
- 13 October 2026: 6 tiers lifted 0.25pp; the lowest, Variable, Owner occupier, Interest only, LVR up to 50%, from 6.99% to 7.24%.
Published fees
| Fee | Amount |
|---|---|
| Annual Package Feerecurring: Payable at settlement and then again on each anniversary | $299 |
| Discharge Fee - First Securityon exit: Discharge Fee - First Security | $300 |
| Discharge Fee - Per Additional Securityon exit: Discharge Fee - Per Additional Security | $95 |
| Establishment Feeupfront: Nil for Premium Package | $0 |
| Legal Feeupfront: Nil for Premium Package | $0 |
| Valuation Feeupfront: Nil 1st Valuation then $325 Payable if valuation required per property Applies to standard single residential dwellings to $1 million in Metro locations and | $0 |
| Additional Valuation Feewhen it happens: Nil for Premium Package | $0 |
| Split Loan Account Feeupfront: Split Fee. | $0 |
| Mortgage Registration Feeupfront: Government charges at cost | $0 |
| Top Up Feeper transaction: Top up fee. | $0 |
| Rate Lock Feeupfront: Payable at application for Rate Lock in the prevailing fixed rate, valid for 90 days from request date. | $0 |
| Switch Feewhen it happens: Nil for 1st switch then $150. | $150 |
Other Gateway Bank home loans
Green Plus Home Loan 6.10%Low Rate Essentials 6.14%Allium Money Essentials 6.19%Allium Money Premium 6.24%Premium Package 6.24%Allium Money Essentials IO 6.34%Green Home Loan 6.35%Allium Premium 1Yr Fixed 6.52%Allium Money Premium IO 6.54%Premium Package 1Yr Fixed 6.54%Allium Premium 2Yr Fixed 6.57%Green Plus Home Loan IO 6.59%
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