1 Year Fixed Home Loan

Horizon Bank's 1 Year Fixed Home Loan is a home loan. The figures are the ones Horizon Bank publishes under the Consumer Data Right today. The advertised rate last moved on 7 October 2026, up from 6.04% to 6.14%.

Advertised rate

6.14%

headline tier

Comparison rate

6.78%

as published

Last moved

+0.10pp

7 October 2026

Advertised rate, last 30 days. Between 6.04% and 6.14% over the last 30 days.

Every current rate (2)

Tier	Rate	Comparison
Fixed 1 year, Owner occupier, P&I, LVR up to 70%<=70% LVR	6.14%	6.78%
Fixed 1 year, Owner occupier, P&I, LVR 70 to 90%>70% LVR	6.29%	6.93%

Rate moves, last 30 days

7 October 2026: Fixed 1 year, Owner occupier, P&I, LVR 70 to 90% lifted 0.10pp, from 6.19% to 6.29%.
7 October 2026: Fixed 1 year, Owner occupier, P&I, LVR up to 70% lifted 0.10pp, from 6.04% to 6.14%.

Published fees

Fee	Amount
350 establishment feeupfront	$350
150 offset feerecurring: Only payable if OFFSET feature enabled	$150
Legal and valuation feesper cash advance: Third party costs including solicitors, valuers, agent fees & government charges including stamp duty, registration and any other fees we incur as applicable.	$0
Other fees and charges may applyper cash advance: A full list of fees and charges will be provided if loan is approved.	$0

Other Horizon Bank home loans

First Home Buyer Loan 5.99%Home Sweet Home Loan 6.14%First Home Buyer Loan - Interest Only 6.19%First Home Buyer Loan - Investment Interest Only 6.19%2 Year Fixed Home Loan 6.24%First Home Buyer Loan - Investment 6.24%1 Year Fixed Home Loan - Interest Only 6.34%3 Year Fixed Home Loan 6.34%1 Year Fixed Residential Investment 6.39%Home Sweet Home Loan - Investment 6.39%2 Year Fixed Home Loan - Interest Only 6.44%2 Year Fixed Residential Investment 6.49%

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