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Horizon Bank · Home loans
Home Sweet Home Loan
Horizon Bank's Home Sweet Home Loan is a home loan. The figures are the ones Horizon Bank publishes under the Consumer Data Right today. The advertised rate last moved on 12 October 2026, up from 5.89% to 6.14%.
Advertised rate
6.14%
headline tier
Comparison rate
6.85%
as published
Last moved
+0.25pp
12 October 2026
Advertised rate, last 30 days. Between 5.89% and 6.14% over the last 30 days.
6.14% is the introductory rate for the first 2 years, for new customers; the 6.74% variable rate applies after that.
Every current rate (4)
| Tier | Rate | Comparison |
|---|---|---|
| Introductory 2 years, Owner occupier, P&I, LVR up to 70%For Owner Occupier loan purpose with Principal and Interest repayments. | 6.14% | 6.85% |
| Introductory 2 years, Owner occupier, P&I, LVR 70 to 90%For Owner Occupier loan purpose with Principal and Interest repayments. | 6.29% | 7.00% |
| Variable, Owner occupier, P&I, LVR up to 70%<=70% LVR - Standard | 6.74% | 6.97% |
| Variable, Owner occupier, P&I, LVR 70 to 90%>70% LVR - Standard | 6.89% | 7.12% |
Rate moves, last 30 days
- 12 October 2026: 4 tiers lifted 0.25pp; the lowest, Introductory, Owner occupier, P&I, LVR up to 70%, from 5.89% to 6.14%.
Published fees
| Fee | Amount |
|---|---|
| 150 annual feerecurring | $150 |
| 150 offset feerecurring: Only payable if OFFSET feature enabled | $150 |
| 350 establishment feeupfront | $350 |
| Legal and valuation feesper cash advance: Third party costs including solicitors, valuers, agent fees & government charges including stamp duty, registration and any other fees we incur as applicable. | $0 |
| Other fees and charges may applyper cash advance: A full list of fees and charges will be provided if loan is approved. | $0 |
Other Horizon Bank home loans
First Home Buyer Loan 5.99%1 Year Fixed Home Loan 6.14%First Home Buyer Loan - Interest Only 6.19%First Home Buyer Loan - Investment Interest Only 6.19%2 Year Fixed Home Loan 6.24%First Home Buyer Loan - Investment 6.24%1 Year Fixed Home Loan - Interest Only 6.34%3 Year Fixed Home Loan 6.34%1 Year Fixed Residential Investment 6.39%Home Sweet Home Loan - Investment 6.39%2 Year Fixed Home Loan - Interest Only 6.44%2 Year Fixed Residential Investment 6.49%
Get an email the morning Horizon Bank moves this rate.
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