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Horizon Bank · Home loans
Home Sweet Home Loan - Investment
Horizon Bank's Home Sweet Home Loan - Investment is a home loan. The figures are the ones Horizon Bank publishes under the Consumer Data Right today. The advertised rate last moved on 12 October 2026, up from 6.14% to 6.39%.
Advertised rate
6.39%
headline tier
Comparison rate
7.10%
as published
Last moved
+0.25pp
12 October 2026
Advertised rate, last 30 days. Between 6.14% and 6.39% over the last 30 days.
6.39% is the introductory rate for the first 2 years, for new customers; the 6.99% variable rate applies after that.
Every current rate (4)
| Tier | Rate | Comparison |
|---|---|---|
| Introductory 2 years, Investor, P&I, LVR up to 70%The comparison rate is based on a $150,000 secured loan for a term of twenty five years for all home loans. | 6.39% | 7.10% |
| Introductory 2 years, Investor, P&I, LVR 70 to 90%The comparison rate is based on a $150,000 secured loan for a term of twenty five years for all home loans. | 6.54% | 7.24% |
| Variable, Investor, P&I, LVR up to 70%<=70% LVR - Standard | 6.99% | 7.22% |
| Variable, Investor, P&I, LVR 70 to 90%>70% LVR - Standard | 7.14% | 7.37% |
Rate moves, last 30 days
- 12 October 2026: 4 tiers lifted 0.25pp; the lowest, Introductory, Investor, P&I, LVR up to 70%, from 6.14% to 6.39%.
Published fees
| Fee | Amount |
|---|---|
| 150 annual feerecurring | $150 |
| 150 offset feerecurring: Only payable if OFFSET feature enabled | $150 |
| 350 establishment feeupfront | $350 |
| Legal and valuation feesper cash advance: Third party costs including solicitors, valuers, agent fees & government charges including stamp duty, registration and any other fees we incur as applicable. | $0 |
| Other fees and charges may applyper cash advance: A full list of fees and charges will be provided if loan is approved. | $0 |
Other Horizon Bank home loans
First Home Buyer Loan 5.99%1 Year Fixed Home Loan 6.14%Home Sweet Home Loan 6.14%First Home Buyer Loan - Interest Only 6.19%First Home Buyer Loan - Investment Interest Only 6.19%2 Year Fixed Home Loan 6.24%First Home Buyer Loan - Investment 6.24%1 Year Fixed Home Loan - Interest Only 6.34%3 Year Fixed Home Loan 6.34%1 Year Fixed Residential Investment 6.39%2 Year Fixed Home Loan - Interest Only 6.44%2 Year Fixed Residential Investment 6.49%
Get an email the morning Horizon Bank moves this rate.
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