3 Year Fixed Home Loan

Horizon Bank's 3 Year Fixed Home Loan is a home loan. The figures are the ones Horizon Bank publishes under the Consumer Data Right today. The advertised rate last moved on 7 October 2026, up from 6.24% to 6.34%.

Advertised rate

6.34%

headline tier

Comparison rate

6.73%

as published

Last moved

+0.10pp

7 October 2026

Advertised rate, last 30 days. Between 6.24% and 6.34% over the last 30 days.

Every current rate (2)

Tier	Rate	Comparison
Fixed 3 years, Owner occupier, P&I, LVR up to 70%<=70% LVR	6.34%	6.73%
Fixed 3 years, Owner occupier, P&I, LVR 70 to 90%>70% LVR	6.49%	6.88%

Rate moves, last 30 days

7 October 2026: Fixed 3 years, Owner occupier, P&I, LVR up to 70% lifted 0.10pp, from 6.24% to 6.34%.
7 October 2026: Fixed 3 years, Owner occupier, P&I, LVR 70 to 90% lifted 0.10pp, from 6.39% to 6.49%.

Published fees

Fee	Amount
350 establishment feeupfront	$350
150 offset feerecurring: Only payable if OFFSET feature enabled	$150
Legal and valuation feesper cash advance: Third party costs including solicitors, valuers, agent fees & government charges including stamp duty, registration and any other fees we incur as applicable.	$0
Other fees and charges may applyper cash advance: A full list of fees and charges will be provided if loan is approved.	$0

Other Horizon Bank home loans

First Home Buyer Loan 5.99%1 Year Fixed Home Loan 6.14%Home Sweet Home Loan 6.14%First Home Buyer Loan - Interest Only 6.19%First Home Buyer Loan - Investment Interest Only 6.19%2 Year Fixed Home Loan 6.24%First Home Buyer Loan - Investment 6.24%1 Year Fixed Home Loan - Interest Only 6.34%1 Year Fixed Residential Investment 6.39%Home Sweet Home Loan - Investment 6.39%2 Year Fixed Home Loan - Interest Only 6.44%2 Year Fixed Residential Investment 6.49%

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