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Christmas Club Account

IMB Bank's Christmas Club Account is a transaction account. The figures are the ones IMB Bank publishes under the Consumer Data Right today. The advertised rate last moved on 23 October 2026, up from 3.25% to 3.50%.

Advertised rate
3.50%
headline tier
Tiers
1
current rate rows
Last moved
+0.25pp
23 October 2026
3.25%3.50%5 October 20264 November 2026

Advertised rate, last 30 days. Between 3.25% and 3.50% over the last 30 days.

Every current rate (1)

TierRate
Bonus3.50%

Rate moves, last 30 days

The advertised rate moved on 23 October 2026, from 3.25% to 3.50%; no other tier moved in the last 30 days.

Published fees

FeeAmount
Special clearance on chequeswhen it happens: Maximum charge.$16
Trace on Electronic Debit/Creditwhen it happens$20
Default Notice feewhen it happens: A Default Notice fee of $30 will be debited from your deposit account or Personal Credit Line facility, where you are in breach of the PDS and/or the schedule a$30
Transfers between accounts to cover overdrawn balancewhen it happens$15
Transaction Listing - Electronic - up to 10 pageswhen it happens$5
Transaction Listing - Electronic - 10 pages and overwhen it happens: Per page$0.50
Interest statement - Electronicwhen it happens: Per page$2.50
Copy of withdrawal or deposit formwhen it happens$15
Recalculation of interestwhen it happens: Per page$30
Research feewhen it happens: Per page$30
Retrieval of archived documentswhen it happens: Per page$20
Audit Certificatewhen it happens: Per certificate$30

Other IMB Bank transaction accounts

Zoo Account 4.65%Business Cash Management Account 4.50%DIY Super Account 2.90%Everyday 50PLUS Account 2.70%Cash Management Account 2.25%Business Tax Management Account 0.01%Business Transaction Account 0.01%Everyday Account 0.01%Real Estate Business Account 0.01%

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