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IMB Bank · Transaction accounts
Everyday 50PLUS Account
IMB Bank's Everyday 50PLUS Account is a transaction account. The figures are the ones IMB Bank publishes under the Consumer Data Right today. The advertised rate last moved on 23 October 2026, up from 2.50% to 2.70%.
Advertised rate
2.70%
headline tier
Tiers
4
current rate rows
Last moved
+0.20pp
23 October 2026
Advertised rate, last 30 days. Between 2.50% and 2.70% over the last 30 days.
Every current rate (4)
| Tier | Rate |
|---|---|
| Variable, up to $9,999Up to $9,999.99 | 0.05% |
| Variable, $10,000 to $49,999$10,000 to $49,999.99 | 1.95% |
| Variable, $50,000 to $249,999$50,000 to $249,999.99 | 2.45% |
| Variable, $250,000 and over | 2.70% |
Rate moves, last 30 days
- 23 October 2026: 3 tiers lifted 0.20pp; the lowest, Variable, $10,000 to $49,999, from 1.75% to 1.95%.
Published fees
| Fee | Amount |
|---|---|
| Special clearance on chequeswhen it happens: Maximum charge. | $16 |
| BPAY payment returnwhen it happens | $5 |
| Rejected post-dated BPAYwhen it happens | $5 |
| Trace on Electronic Debit/Creditwhen it happens | $20 |
| Default Notice feewhen it happens: A Default Notice fee of $30 will be debited from your deposit account or Personal Credit Line facility, where you are in breach of the PDS and/or the schedule a | $30 |
| Transfers between accounts to cover overdrawn balancewhen it happens | $15 |
| Stop payment personal chequewhen it happens | $15 |
| Copy of personal chequewhen it happens | $15 |
| Trace on personal chequewhen it happens: Charges either wholly or partly imposed by third parties. | $50 |
| Card replacement (in excess of 1 p.a.)when it happens | $10 |
| Pin replacement (in excess of 1 p.a.)when it happens | $5 |
| Visa voucher requestwhen it happens: Per request. | $15 |
Other IMB Bank transaction accounts
Zoo Account 4.65%Business Cash Management Account 4.50%Christmas Club Account 3.50%DIY Super Account 2.90%Cash Management Account 2.25%Business Tax Management Account 0.01%Business Transaction Account 0.01%Everyday Account 0.01%Real Estate Business Account 0.01%
Get an email the morning IMB Bank moves this rate.
Every IMB Bank rate · every transaction account rate compared · other lenders · this product in the explorer.