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IMB Bank · Transaction accounts
Zoo Account
IMB Bank's Zoo Account is a transaction account. The figures are the ones IMB Bank publishes under the Consumer Data Right today. The advertised rate last moved on 23 October 2026, up from 4.40% to 4.65%.
Advertised rate
4.65%
headline tier
Tiers
2
current rate rows
Last moved
+0.25pp
23 October 2026
Advertised rate, last 30 days. Between 4.40% and 4.65% over the last 30 days.
Every current rate (2)
| Tier | Rate |
|---|---|
| Variable | 0.10% |
| BonusMaximum 0 withdrawal in a month; Minimum $10 deposit required with no withdrawals to meet Bonus Interest Criteria | 4.65% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Special clearance on chequeswhen it happens: Maximum charge. | $16 |
| Trace on Electronic Debit/Creditwhen it happens | $20 |
| Default Notice feewhen it happens: A Default Notice fee of $30 will be debited from your deposit account or Personal Credit Line facility, where you are in breach of the PDS and/or the schedule a | $30 |
| Transfers between accounts to cover overdrawn balancewhen it happens | $15 |
| Transaction Listing - Electronic - up to 10 pageswhen it happens | $5 |
| Transaction Listing - Electronic - 10 pages and overwhen it happens: Per page | $0.50 |
| Interest statement - Electronicwhen it happens: Per page | $2.50 |
| Copy of withdrawal or deposit formwhen it happens | $15 |
| Recalculation of interestwhen it happens: Per page | $30 |
| Research feewhen it happens: Per page | $30 |
| Retrieval of archived documentswhen it happens: Per page | $20 |
| Audit Certificatewhen it happens: Per certificate | $30 |
Other IMB Bank transaction accounts
Business Cash Management Account 4.50%Christmas Club Account 3.50%DIY Super Account 2.90%Everyday 50PLUS Account 2.70%Cash Management Account 2.25%Business Tax Management Account 0.01%Business Transaction Account 0.01%Everyday Account 0.01%Real Estate Business Account 0.01%
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