1 Year Fixed Home Loan

QBank's 1 Year Fixed Home Loan is a home loan. The figures are the ones QBank publishes under the Consumer Data Right today. The advertised rate last moved on 15 October 2026, up from 6.44% to 6.54%.

Advertised rate

6.54%

headline tier

Comparison rate

8.16%

as published

Last moved

+0.10pp

15 October 2026

Advertised rate, last 30 days. Between 6.44% and 6.54% over the last 30 days.

Every current rate (2)

Tier	Rate	Comparison
Fixed 1 year, Owner occupier, P&I, LVR up to 95%LVR <95%	6.54%	8.16%
Fixed 1 year, Investor, LVR up to 95%LVR <95%	6.74%	8.54%

Rate moves, last 30 days

15 October 2026: Fixed 1 year, Owner occupier, P&I, LVR up to 95% lifted 0.10pp, from 6.44% to 6.54%.
15 October 2026: Fixed 1 year, Investor, LVR up to 95% lifted 0.10pp, from 6.64% to 6.74%.

Published fees

Fee	Amount
Home loan establishment feeupfront: waived on the classic plus package	$700
Standard settlement feeupfront: Applies once only per standard loan facility and waived on the classic plus package.	$195
Construction settlement feeupfront: Applies once only per construction loan facility	$295
Split loan feewhen it happens: Applies per additional loan split and waived on the classic plus package	$25
Fixed interest rate cap feewhen it happens: Payable if you wish to lock a fixed interest rate at the time of application for 60 days.	see lender
Paper redraw feewhen it happens: Payable at each manual redraw; electronic redraws are free via QBANK Internet Banking	$25

Other QBank home loans

Classic Home Loan 6.24%Classic Plus Home Loan 6.34%2 Year Fixed Home Loan 6.49%3 Year Fixed Home Loan 6.49%5 Year Fixed Home Loan 6.64%4 Year Fixed Home Loan 6.69%

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