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QBank · Home loans
4 Year Fixed Home Loan
QBank's 4 Year Fixed Home Loan is a home loan. The figures are the ones QBank publishes under the Consumer Data Right today. The advertised rate last moved on 15 October 2026, up from 6.59% to 6.69%.
Advertised rate
6.69%
headline tier
Comparison rate
7.73%
as published
Last moved
+0.10pp
15 October 2026
Advertised rate, last 30 days. Between 6.59% and 6.69% over the last 30 days.
Every current rate (2)
| Tier | Rate | Comparison |
|---|---|---|
| Fixed 4 years, Owner occupier, P&I, LVR up to 95%LVR <95% | 6.69% | 7.73% |
| Fixed 4 years, Investor, LVR up to 95%LVR <95% | 6.89% | 8.07% |
Rate moves, last 30 days
- 15 October 2026: Fixed 4 years, Investor, LVR up to 95% lifted 0.10pp, from 6.79% to 6.89%.
- 15 October 2026: Fixed 4 years, Owner occupier, P&I, LVR up to 95% lifted 0.10pp, from 6.59% to 6.69%.
Published fees
| Fee | Amount |
|---|---|
| Home loan establishment feeupfront: waived on the classic plus package | $700 |
| Standard settlement feeupfront: Applies once only per standard loan facility and waived on the classic plus package. | $195 |
| Construction settlement feeupfront: Applies once only per construction loan facility | $295 |
| Split loan feewhen it happens: Applies per additional loan split and waived on the classic plus package | $25 |
| Fixed interest rate cap feewhen it happens: Payable if you wish to lock a fixed interest rate at the time of application for 60 days. | see lender |
| Paper redraw feewhen it happens: Payable at each manual redraw; electronic redraws are free via QBANK Internet Banking | $25 |
Other QBank home loans
Classic Home Loan 6.24%Classic Plus Home Loan 6.34%2 Year Fixed Home Loan 6.49%3 Year Fixed Home Loan 6.49%1 Year Fixed Home Loan 6.54%5 Year Fixed Home Loan 6.64%
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