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QBank · Home loans
Classic Plus Home Loan
QBank's Classic Plus Home Loan is a home loan. The figures are the ones QBank publishes under the Consumer Data Right today. The advertised rate last moved on 15 October 2026, up from 6.09% to 6.34%.
Advertised rate
6.34%
headline tier
Comparison rate
6.61%
as published
Last moved
+0.25pp
15 October 2026
Advertised rate, last 30 days. Between 6.09% and 6.34% over the last 30 days.
Every current rate (10)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I, LVR up to 60%LVR <60% | 6.34% | 6.61% |
| Variable, Owner occupier, P&I, LVR 60 to 70%LVR <70% | 6.39% | 6.66% |
| Variable, Owner occupier, P&I, LVR 70 to 80%LVR <80% | 6.44% | 6.71% |
| Variable, Investor, LVR up to 60%LVR <60% | 6.59% | 6.86% |
| Variable, Investor, LVR 60 to 70%LVR <70% | 6.64% | 6.91% |
| Variable, Investor, LVR 70 to 80%LVR <80% | 6.69% | 6.96% |
| Variable, Owner occupier, P&I, LVR 80 to 90%LVR <90% | 6.69% | 6.96% |
| Variable, Investor, LVR 80 to 90%LVR <90% | 6.94% | 7.21% |
| Variable, Owner occupier, P&I, LVR 90 to 95%LVR <95% | 7.04% | 7.31% |
| Variable, Investor, LVR 90 to 95%LVR <95% | 7.29% | 7.55% |
Rate moves, last 30 days
- 15 October 2026: 8 tiers lifted 0.25pp; the lowest, Variable, Owner occupier, P&I, LVR up to 60%, from 6.09% to 6.34%.
- 15 October 2026: Variable, Owner occupier, P&I, LVR 90 to 95% lifted 0.30pp, from 6.74% to 7.04%.
- 15 October 2026: Variable, Investor, LVR 90 to 95% lifted 0.30pp, from 6.99% to 7.29%.
Published fees
| Fee | Amount |
|---|---|
| Construction settlement feeupfront: Applies once only per construction loan facility | $295 |
| Paper redraw feewhen it happens: Payable at each manual redraw; electronic redraws are free via QBANK Internet Banking | $25 |
| Additional security feewhen it happens: Applies to each additional security within a loan facility. | $185 |
| Package fee - classic plus onlyrecurring: Payable on a monthly basis.Note: if the classic plus product is switched or repaid within the first year, $300 is payable less the amount of the package fee tha | $25 |
Other QBank home loans
Classic Home Loan 6.24%2 Year Fixed Home Loan 6.49%3 Year Fixed Home Loan 6.49%1 Year Fixed Home Loan 6.54%5 Year Fixed Home Loan 6.64%4 Year Fixed Home Loan 6.69%
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