Lenders › First Option Bank › 12 Month Regular Income Term Deposit
First Option Bank · Term deposits
12 Month Regular Income Term Deposit
First Option Bank's 12 Month Regular Income Term Deposit is a term deposit. The figures are the ones First Option Bank publishes under the Consumer Data Right today. The advertised rate last moved on 13 October 2026, up from 5.15% to 5.25%.
Advertised rate
5.25%
headline tier
Tiers
1
current rate rows
Last moved
+0.10pp
13 October 2026
Advertised rate, last 30 days. Between 5.15% and 5.25% over the last 30 days.
Every current rate (1)
| Tier | Rate |
|---|---|
| Fixed 1 year, $25,000 to $9,999,99912 Month Regular Income Term Deposit_Tier | 5.25% |
Rate moves, last 30 days
- 13 October 2026: Fixed 1 year, $25,000 to $9,999,999 lifted 0.10pp, from 5.15% to 5.25%.
Published fees
| Fee | Amount |
|---|---|
| Membership admin feerecurring | $5 |
Other First Option Bank term deposits
12 Month Fixed Term 5.50%9 Month Fixed Term 5.35%12 Mth Fixed Term Business 5.30%6 Month Fixed Term 5.25%3 Month Fixed Term 5.10%6 Month Fixed Term Business Term Deposit 5.05%24 Month Fixed Term 5.00%3 Mth Fixed Term Bus 4.90%Regular Income 24mth 4.85%24 Month Business Fixed Term Deposit 4.80%6 Month Regular Income Term Deposit 0.05%
Get an email the morning First Option Bank moves this rate.
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