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First Option Bank · Term deposits

24 Month Fixed Term

First Option Bank's 24 Month Fixed Term is a term deposit. The figures are the ones First Option Bank publishes under the Consumer Data Right today. The advertised rate last moved on 13 October 2026, up from 4.75% to 5.00%.

Advertised rate
5.00%
headline tier
Tiers
1
current rate rows
Last moved
+0.25pp
13 October 2026
4.75%5.00%5 October 20264 November 2026

Advertised rate, last 30 days. Between 4.75% and 5.00% over the last 30 days.

Every current rate (1)

TierRate
Fixed 2 years, $1,000 to $2,000,00024 MONTH FIXED TERM_Tier5.00%

Rate moves, last 30 days

Published fees

FeeAmount
Membership admin feerecurring$5

Other First Option Bank term deposits

12 Month Fixed Term 5.50%9 Month Fixed Term 5.35%12 Mth Fixed Term Business 5.30%12 Month Regular Income Term Deposit 5.25%6 Month Fixed Term 5.25%3 Month Fixed Term 5.10%6 Month Fixed Term Business Term Deposit 5.05%3 Mth Fixed Term Bus 4.90%Regular Income 24mth 4.85%24 Month Business Fixed Term Deposit 4.80%6 Month Regular Income Term Deposit 0.05%

Get an email the morning First Option Bank moves this rate.

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