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First Option Bank · Term deposits
Regular Income 24mth
First Option Bank's Regular Income 24mth is a term deposit. The figures are the ones First Option Bank publishes under the Consumer Data Right today. The advertised rate last moved on 13 October 2026, up from 4.65% to 4.85%.
Advertised rate
4.85%
headline tier
Tiers
1
current rate rows
Last moved
+0.20pp
13 October 2026
Advertised rate, last 30 days. Between 4.65% and 4.85% over the last 30 days.
Every current rate (1)
| Tier | Rate |
|---|---|
| Fixed 2 years, $25,000 to $9,999,999REGULAR INCOME 24MTH_Tier | 4.85% |
Rate moves, last 30 days
- 13 October 2026: Fixed 2 years, $25,000 to $9,999,999 lifted 0.20pp, from 4.65% to 4.85%.
Published fees
| Fee | Amount |
|---|---|
| Membership admin feerecurring | $5 |
Other First Option Bank term deposits
12 Month Fixed Term 5.50%9 Month Fixed Term 5.35%12 Mth Fixed Term Business 5.30%12 Month Regular Income Term Deposit 5.25%6 Month Fixed Term 5.25%3 Month Fixed Term 5.10%6 Month Fixed Term Business Term Deposit 5.05%24 Month Fixed Term 5.00%3 Mth Fixed Term Bus 4.90%24 Month Business Fixed Term Deposit 4.80%6 Month Regular Income Term Deposit 0.05%
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