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First Option Bank · Term deposits
3 Mth Fixed Term Bus
First Option Bank's 3 Mth Fixed Term Bus is a term deposit. The figures are the ones First Option Bank publishes under the Consumer Data Right today. The advertised rate last moved on 13 October 2026, up from 4.65% to 4.90%.
Advertised rate
4.90%
headline tier
Tiers
1
current rate rows
Last moved
+0.25pp
13 October 2026
Advertised rate, last 30 days. Between 4.65% and 4.90% over the last 30 days.
Every current rate (1)
| Tier | Rate |
|---|---|
| Fixed 3 months, $1,000 to $2,000,0003 MTH FIXED TERM BUS_Tier | 4.90% |
Rate moves, last 30 days
- 13 October 2026: Fixed 3 months, $500,000 to $2,000,000 lifted 0.25pp, from 4.65% to 4.90%.
Published fees
| Fee | Amount |
|---|---|
| BUSINESSMBRSHIPrecurring | $10 |
Other First Option Bank term deposits
12 Month Fixed Term 5.50%9 Month Fixed Term 5.35%12 Mth Fixed Term Business 5.30%12 Month Regular Income Term Deposit 5.25%6 Month Fixed Term 5.25%3 Month Fixed Term 5.10%6 Month Fixed Term Business Term Deposit 5.05%24 Month Fixed Term 5.00%Regular Income 24mth 4.85%24 Month Business Fixed Term Deposit 4.80%6 Month Regular Income Term Deposit 0.05%
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